The story of this market
The typical home in ZIP 49746 sells for about $266,292, or $145 per square foot.
Prices are up +4% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $625 a month.
ZIP 49746 — Hillman
The housing market in 49746 remains stable, driven by consistent demand for seasonal and recreational properties. While inventory is tight, price growth remains moderate, reflecting the area's niche appeal as a vacation destination rather than a primary employment hub.
This ZIP is best suited for retirees, vacation-home buyers, and those seeking a quiet, nature-oriented lifestyle, as it lacks the employment density required for traditional commuters.
Median prices moved up 4.0% year over year.
Homes spend a median of 62 days on market with 4.5 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 21.1% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 49746, Mackinac County MI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is subject to standard regional climate risks including seasonal winter weather and potential forest fire hazards common to Northern Michigan.
Economic momentum is driven by seasonal tourism, local service industries, and small-scale construction; major infrastructure is limited to regional highway access.
Property taxes are assessed at the local township level based on state-equalized value; Michigan utilizes a capped assessment growth formula (Proposal A) which limits annual increases to the lesser of 5% or the rate of inflation.
Commuting is primarily car-dependent, with residents traveling to nearby regional hubs for employment; public transit options are not available.
The area features extensive access to Lake Huron waterfront, boating, fishing, and local trail systems, with limited retail and dining options within a 3-mile radius.
The rental market is characterized by low inventory and high seasonal demand, with a significant portion of housing stock utilized for short-term vacation rentals.
The local economy is heavily reliant on tourism, seasonal hospitality, and small-scale service businesses.
Transportation is entirely reliant on private vehicles; there is no public transit infrastructure.
Development is primarily focused on small-scale residential improvements and seasonal tourism infrastructure.
The Mackinac County Equalization Department oversees property assessments, ensuring compliance with state-mandated valuation standards.
Parcels are subject to local township taxes, school district levies, and county-wide millages for emergency services and infrastructure.
Property insurance premiums are influenced by the area's rural nature and proximity to water, with standard coverage available for fire and wind risks.
Michigan is a judicial foreclosure state, requiring court proceedings to finalize the foreclosure process.
Michigan law requires sellers to provide a written disclosure statement regarding the condition of the property to potential buyers.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Beaver Lake County Park4.59.6 mi
- Emerick Park4.52.9 mi
- Beaver Lake County Park4.59.6 mi
- Emerick Park4.52.9 mi
- Jack's Landing4.54.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A primary hub for boating and recreational access to Lake Huron.
A scenic archipelago offering extensive kayaking, fishing, and wildlife viewing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.