The story of this market
The typical home in ZIP 59912 sells for about $658,500, or $345 per square foot.
Prices are down 18.6% from a year ago, which gives buyers more room to negotiate. Homes take about 63 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,090 a month.
ZIP 59912 — Columbia Falls
The housing market in 59912 is experiencing a correction with median prices declining year-over-year as inventory levels rise. Buyers are finding more leverage compared to previous years, though high interest rates continue to impact affordability. The market remains stable but cautious as it adjusts to broader economic shifts.
This ZIP is ideal for outdoor enthusiasts, families seeking a mountain lifestyle, and those working in the regional tourism or service sectors who prefer a small-town atmosphere.
Median prices moved down 18.6% year over year.
Homes spend a median of 63 days on market with 7.4 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 9.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 59912, Flathead County MT
Crime rates in the Columbia Falls area are generally lower than the national average, with property crime being the most frequently reported incident type.
Schools in the Columbia Falls area are generally rated as average, with the district focusing on community-integrated education and vocational programs.
The region faces significant wildfire risks during summer months and requires careful attention to property insurance due to the wildland-urban interface.
Economic momentum is driven by tourism, timber, and proximity to Glacier National Park, with ongoing residential development to support a growing workforce.
Property taxes are assessed by Flathead County based on market value; Montana does not have a general sales tax, but local mill levies fund schools and municipal services.
Commutes are primarily car-dependent, with residents traveling toward Kalispell or Whitefish for major employment hubs via US Highway 2.
The area offers exceptional access to outdoor recreation, including proximity to Glacier National Park, the Flathead River, and numerous hiking trails and fishing spots.
The rental market is tight due to limited inventory and high demand from seasonal workers and long-term residents, keeping upward pressure on rents.
The economy is anchored by tourism, forestry, and manufacturing, with significant employment provided by the service sector and local government.
Transportation is dominated by private vehicle use, with US Highway 2 serving as the primary arterial corridor for the region.
Local planning focuses on managing growth through zoning updates to balance residential expansion with the preservation of rural character.
The Flathead County Appraisal Office conducts cyclical reappraisals to determine market value for property tax purposes.
Parcels are subject to various special districts, including fire protection, school districts, and local water/sewer utility districts.
Property insurance premiums are rising due to increased wildfire risk and the high cost of rebuilding in the region.
Montana has experienced consistent net domestic migration gains, driven by individuals relocating from higher-cost coastal states.
Montana is primarily a non-judicial foreclosure state, allowing for a streamlined process under the Small Tract Financing Act.
Sellers are required to provide a property disclosure statement detailing known material defects, though the state is generally 'caveat emptor'.
Data retrieved from data.census.gov for ZCTA 59912.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Amazing Fun Center4.74.7 mi
- Big Sky Waterpark4.35.9 mi
- Glacier Highline4.84.8 mi
- Goats of Glacier54.9 mi
- The BASEMENT Escape Rooms519.5 mi
- Craggy Range Bar & Grill4.19.3 mi
- Great Northern Resort4.76.9 mi
- Tupelo Grille4.59.3 mi
- Big Mountain Ciderworks4.617.6 mi
- Brannigan's Irish Pub4.418.9 mi
- Whitefish Mountain Resort4.710 mi
- Whitefish Lake State Park4.210.6 mi
- Lake McDonald Lookout4.810.2 mi
- Glacier Guides and Montana Raft4.96.7 mi
- Amazing Fun Center4.74.7 mi
- Conrad Mansion Museum4.718.9 mi
- Wachholz College Center4.817.4 mi
- Northwest Montana History Museum4.719 mi
- Glacier Art Museum4.419.1 mi
- Shepard Memorial Fountain4.64.7 mi
- Apgar Visitor Center4.68.7 mi
- Whitefish Mountain Resort4.710 mi
- Apgar Campground4.59.1 mi
- Whitefish Lake State Park4.210.6 mi
- Glacier Guides and Montana Raft4.96.7 mi
- Meadow Lake Resort & Condos4.45.3 mi
- Whitefish Lake Golf Club4.710.2 mi
- Sportsman & Ski Haus4.69.6 mi
- Meadow Lake Golf Course4.55.2 mi
- Safeway4.39.6 mi
- Smith's4.35.4 mi
- Murdoch's Ranch & Home Supply4.67 mi
- Markus Community Market4.39.3 mi
- Whitefish Mountain Center (Formerly Mountain Mall)49.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
World-renowned wilderness area located just east of the ZIP.
Popular for fishing, rafting, and scenic recreation.
Central community space for local events and recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.