The story of this market
The typical home in Flathead County, Montana sells for about $592,450, or $414 per square foot.
Prices are down 19.1% from a year ago, which gives buyers more room to negotiate. Homes take about 95 days to sell, which is slow. Over the long run, values in this county have grown 266% since 2000. Last year 14 of 31 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is wildfire, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,682 a month.
HUD sets the fair market rent for a 2-bedroom at $1,682 a month. FEMA's National Risk Index rates overall hazard risk here as Very High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+28.3%). Worst: 2010 (-9.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,263
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 31 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
90
Very High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $186,735,342.
Mortgage activity
Home lending in this county
82.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 5600 | 3138 | 82.5% | 5.5% | $335,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Flathead County, Montana
The Flathead County housing market is experiencing a significant correction, with median sale prices down 19.1% year-over-year as of March 2026. While sales volume has increased compared to the previous year, the market remains characterized by high inventory levels and longer days on market, reflecting a shift toward a more balanced environment for buyers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 13 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 59 days on market with 1.8 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 39.23% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 8.3% — a stable, low-distress profile.
Deterministic aggregate of 13 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
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| 59901 | Kalispell | $699,000 | $349 | +5% | 47 | 98% | — | — | 466 | $1,117 | researched Sep 27 |
| 59904 | Kalispell | $619,500 | $341 | +5% | 66 | 98% | — | — | 725 | $1,682 | researched Sep 27 |
| 59911 | Bigfork | $1,000,000 | $415 | +5.2% | 84 | 97.5% | 15% | 6.5 | 300 | $1,114 | researched Sep 27 |
| 59912 | Columbia Falls | $658,500 | $345 | -18.6% | 63 | 98.2% | 15% | 7.4 | 960 | $1,090 | researched Sep 27 |
| 59919 | Hungry Horse | $365,000 | $570 | — | 67 | — | — | — | 4 | $1,682 | researched Sep 27 |
| 59920 | Kila | $275,000 | $215 | +2.1% | 88 | 97.5% | 15% | 6.2 | 12 | $973 | researched Sep 27 |
| 59922 | Lakeside | $862,000 | $385 | +2.4% | 98 | 96.5% | 12% | 6.2 | 69 | $2,150 | researched Sep 27 |
| 59926 | Martin City | $625,000 | $312 | +4.2% | 98 | 97.5% | 12% | 5.2 | 42 | $1,850 | researched Sep 27 |
| 59929 | Proctor | $666,574 | $322 | — | — | — | — | — | — | $1,296 | researched Sep 27 |
| 59932 | Somers | $723,000 | $385 | -2.4% | 92 | 97.2% | 12.5% | 4 | 48 | $1,148 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
- Amazing Fun Center4.75 mi
- Big Sky Waterpark4.34.2 mi
- Glacier Highline4.84.9 mi
- Goats of Glacier55 mi
- The BASEMENT Escape Rooms517.8 mi
- Craggy Range Bar & Grill4.18.5 mi
- Flathead Lake Alpine Coaster4.827.2 mi
- Great Northern Resort4.78.1 mi
- Tupelo Grille4.58.4 mi
- Big Mountain Ciderworks4.616 mi
- Whitefish Mountain Resort4.710.1 mi
- Whitefish Lake State Park4.29.9 mi
- Lake McDonald Lookout4.811.7 mi
- Lone Pine State Park4.819.2 mi
- Cinemark Signature Stadium Kalispell 144.215.3 mi
- Conrad Mansion Museum4.717.1 mi
- Granite Park Chalet4.729.6 mi
- Wachholz College Center4.815.7 mi
- Northwest Montana History Museum4.717.2 mi
- Glacier Art Museum4.417.3 mi
- Apgar Visitor Center4.610.2 mi
- Whitefish Mountain Resort4.710.1 mi
- Apgar Campground4.510.5 mi
- Whitefish Lake State Park4.29.9 mi
- Lone Pine State Park4.819.2 mi
- Meadow Lake Resort & Condos4.43.7 mi
- Sportsman & Ski Haus4.515.4 mi
- Whitefish Lake Golf Club4.79.4 mi
- Sportsman & Ski Haus4.68.6 mi
- Meadow Lake Golf Course4.53.6 mi
- Safeway4.38.6 mi
- Smith's4.33.7 mi
- Albertsons417.5 mi
- Smith's4.317 mi
- Murdoch's Ranch & Home Supply4.618.5 mi
- Glacier Park International Airport4.59.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Census Reporter profile for Flathead County, MT
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.