LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 59932 sells for about $723,000, or $385 per square foot.

Prices are down 2.4% from a year ago, which gives buyers more room to negotiate. Homes take about 92 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,148 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 59932 — Somers

Flathead County →refreshed Sep 27, 2026next refresh Oct 27, 2026
Market mood · cautiously optimistic

The Somers housing market is currently characterized by stable pricing and moderate inventory levels, reflecting a cooling from the rapid appreciation seen in previous years. While demand remains supported by the area's lifestyle appeal, buyers are increasingly price-sensitive, leading to longer days on market. The market is currently balanced, with limited new construction keeping supply tight.

Who this ZIP fits

This ZIP is best suited for families and outdoor enthusiasts who prioritize lake access and a quieter lifestyle over urban convenience, while accepting longer commutes.

Parent geography
Somers · no city intel reportFlathead County →Montana state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 70.5 km²Water area · 40.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$723,000
-2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
92 days
Active listings
48
Listings with price cuts
13%
share of active listings
Sale-to-list ratio
97.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
62
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
38
Growth/100

Median prices moved down 2.4% year over year.

47
Liquidity/100

Homes spend a median of 92 days on market with 4.0 months of supply — a balanced-paced market.

70
Momentum/100

13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.

94
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 6.6% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$250,000$500,000$750,000$1,000,000$1,250,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,000$4,000$6,000$8,000$10,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+45 people

net influx — more people moved in than out

Population base
1,850

ZCTA 59932, Flathead County MT

Area context
Crime & safety

Crime rates in the Somers area remain low and are generally considered safer than the national average, with property crime being the primary concern.

Schools & education

Schools serving the area are part of the Somers-Lakeside School District, which generally maintains favorable ratings for student-teacher ratios and academic performance.

Environmental & hazard

The area faces moderate wildfire risk common to the Flathead Valley and requires standard flood insurance considerations for properties near Flathead Lake.

Growth & development

Economic momentum is driven by proximity to Kalispell and the recreational tourism industry of Flathead Lake, with limited new residential development.

Taxation

Property taxes are assessed by Flathead County based on market value; there are no state income taxes, but local mill levies support school and fire districts.

Transportation & commute

Commuting is primarily car-dependent, with a 15-20 minute drive north to Kalispell for major employment and services.

Recreation & amenities

The ZIP offers immediate access to Flathead Lake for boating and fishing, as well as proximity to local parks and regional trail systems.

Rental market

The rental market is tight with low vacancy rates, driven by seasonal demand and a limited supply of long-term housing units.

Economy & employers

The local economy is anchored by tourism, outdoor recreation, and service-sector jobs in the nearby Kalispell hub.

Transportation & infrastructure

Transportation is almost exclusively private vehicle-based, with US Highway 93 serving as the primary corridor.

Development pipeline

Development is focused on small-scale residential infill and improvements to public lakefront access.

County appraisal district

Flathead County uses a mass appraisal system to determine market value for tax purposes, updated on a recurring cycle.

Special districts

Parcels are subject to Somers-Lakeside School District and local fire district levies.

Insurance & hazard market

Property insurance premiums are rising due to increased wildfire risk assessments across the Flathead Valley.

Migration & population flows

Montana continues to see net positive domestic migration, though the pace has moderated since the 2020-2021 peak.

Foreclosure doctrine

Montana is primarily a non-judicial foreclosure state, allowing for a streamlined process under the Small Tract Financing Act.

Disclosure doctrine

Sellers are required to provide a disclosure statement regarding the condition of the property, though 'as-is' sales are common.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 59932, Flathead County MT
Population
1,850
Median age
59 yrs
Owner-occupancy
82.1%
Median home value
$723,000
Median gross rent
$1,450
Median household income
$78,450
Median year built
1985
Vacancy rate
5.2%
Renter share
17.9%
Owner cost burden
22.4%
Renter cost burden
38.1%
Population change
+1.2%
Net migration
45
Work-from-home share
18.5%
Mean commute
24.5 min
Bachelor's or higher
32.4%
Unemployment
2.9%
Poverty rate
6.6%
Avg household size
2.4
White
94.5%
Hispanic
2.1%
Other
3.4%

Data retrieved from data.census.gov ZCTA 59932 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Somers Middle SchoolMiddle7/10Somers-Lakeside SDHighly rated for student progress.
Lakeside ElementaryElementary6/10Somers-Lakeside SDServes the primary residential base.
School districts
Somers-Lakeside SDB+Small district serving the immediate Somers area with a focus on community-based education.
Utilities & services
ElectricFlathead Electric CooperativeMember-owned cooperative.
InternetSpectrum/CenturyLinkVaries by specific location.
Water/SewerSomers County Water DistrictPublic utility service.
Major employers & industries
Flathead County GovernmentPublic SectorMajor regional employer.
Kalispell Regional HealthcareHealthcarePrimary regional medical provider.
Major amenities · ZIP 59932
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
7 · 20 mi
Family fun & things to do
18 · 13 mi
Museums, galleries & history
5 · 20 mi
Parks, trails & nature
12 · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Shopping & dining districts
11 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Flathead Lake
Waterfront

The largest freshwater lake in the western US, offering extensive boating and recreation.

Somers Beach State Park
Park

Provides public access to the lakefront with swimming and picnic areas.

On the horizon · announced & under construction
Somers Waterfront RevitalizationInfrastructureApprovedOngoing improvements to public access points and shoreline infrastructure.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.