LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 59937 sells for about $1,197,000, or $550 per square foot.

Prices are up +31.2% from a year ago, so sellers still have some momentum. Homes take about 135 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,392 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 59937 — Whitefish

Flathead County →refreshed Sep 27, 2026next refresh Oct 27, 2026
Market mood · cautiously optimistic

The Whitefish housing market remains robust with high median prices driven by limited inventory and strong demand for mountain lifestyle properties. While year-over-year price growth is significant, the market is showing signs of stabilization as days on market remain elevated compared to historical lows. Buyers are increasingly selective, leading to a more balanced negotiation environment than in previous years.

Who this ZIP fits

This ZIP is ideal for affluent buyers, outdoor enthusiasts, and those seeking a high-amenity mountain lifestyle, though it presents significant affordability challenges for local service-sector workers.

Parent geography
Whitefish · no city intel reportFlathead County →Montana state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 804.5 km²Water area · 23.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$1,197,000
+31.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
135 days
Active listings
960
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
66
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 31.2% year over year.

0
Liquidity/100

Homes spend a median of 135 days on market with 15.5 months of supply — a slower-moving market.

69
Momentum/100

15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

93
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 8.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$0$550,000$1,100,000$1,650,000$2,200,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.8%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
15,114

ZCTA 59937, Flathead County MT

Area context
Crime & safety

Crime rates in Whitefish remain relatively low compared to national averages, with property crime being the primary concern in this tourist-heavy mountain community.

Schools & education

Whitefish School District is generally well-regarded, with local schools often receiving high marks for student performance and community engagement.

Environmental & hazard

The area faces significant wildfire risk due to its location in the wildland-urban interface, and insurance premiums have been rising as a result of increased hazard exposure.

Growth & development

Economic momentum is driven by the tourism and outdoor recreation sectors, with ongoing development focused on luxury residential projects and resort-related infrastructure.

Taxation

Property taxes are assessed by Flathead County based on market value; Montana does not have a general sales tax, but local resort taxes apply to certain goods and services in Whitefish.

Transportation & commute

Most residents rely on personal vehicles for commuting, with Highway 93 serving as the primary corridor connecting Whitefish to the employment hub of Kalispell.

Recreation & amenities

The area is a premier destination for outdoor recreation, featuring immediate access to Whitefish Mountain Resort, Whitefish Lake, and extensive trail networks for hiking and biking.

Rental market

The rental market is tight with high demand from seasonal workers and long-term residents, leading to significant pressure on affordability and a notable presence of short-term vacation rentals.

Economy & employers

The economy is heavily anchored by tourism, hospitality, and outdoor recreation, with a growing segment of remote workers relocating to the area.

Transportation & infrastructure

Transportation is primarily automobile-dependent, though the city operates a free shuttle service during peak tourist seasons and is served by Amtrak's Empire Builder.

Development pipeline

City planning is focused on managing rapid growth through zoning updates and infrastructure improvements to accommodate increasing residential density.

County appraisal district

The Flathead County Appraisal Office conducts periodic reappraisals to align assessed values with current market trends.

Special districts

Parcels are subject to various special districts, including fire, water, and sewer districts, as well as the Whitefish School District.

Insurance & hazard market

Property insurance costs are elevated due to the high risk of wildfire in the region, with many carriers limiting new policies.

Migration & population flows

Montana has experienced consistent net domestic migration gains, with many new residents moving from coastal urban centers.

Foreclosure doctrine

Montana is primarily a non-judicial foreclosure state, allowing for a streamlined process for lenders.

Disclosure doctrine

Sellers are required to provide a property disclosure statement detailing known material defects, though the state is generally 'caveat emptor'.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 59937, Flathead County MT
Population
15,114
Median age
47.9 yrs
Owner-occupancy
68.2%
Median home value
$650,000
Median gross rent
$1,450
Median household income
$78,500
Median year built
1991
Vacancy rate
12.5%
Renter share
31.8%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
+1.8%
Net migration
450
Work-from-home share
18.5%
Mean commute
22.4 min
Bachelor's or higher
45.2%
Unemployment
2.4%
Poverty rate
8.8%
Avg household size
2.3
White
92.1%
Hispanic
3.5%
Other
4.4%

Data retrieved from data.census.gov; figures reflect ZCTA 59937 boundaries.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Whitefish High SchoolHigh8/10Whitefish School DistrictHighly rated for academic performance and extracurricular programs.
Muldown ElementaryElementary7/10Whitefish School DistrictServes the primary elementary population for the city.
School districts
Whitefish School DistrictB+The primary district serving the city with a focus on college and career readiness.
Utilities & services
InternetCenturyLink/SpectrumBroadband availability varies by neighborhood.
ElectricFlathead Electric CooperativePrimary provider for the region.
Natural GasNorthWestern EnergyStandard service for residential heating.
Water/SewerCity of WhitefishMunicipal utility services.
Major employers & industries
Whitefish Mountain ResortTourismMajor seasonal employer.
Logan HealthHealthcareRegional healthcare provider.
Major amenities · ZIP 59937
Theme, amusement & water parks
5 · 20 mi
Entertainment venues, stadiums & amphitheaters
7 · 20 mi
Museums, galleries & history
5 · 20 mi
Parks, trails & nature
10 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Whitefish Mountain Resort
Ski Resort

Major year-round destination for skiing, mountain biking, and hiking.

Whitefish Lake
Lake

Popular for boating, swimming, and lakeside recreation.

Downtown Whitefish
Shopping/Dining

Historic district with a high concentration of local boutiques and restaurants.

On the horizon · announced & under construction
Mountain GatewayMixed-UseUnder ConstructionLarge-scale residential and commercial project aimed at increasing housing density.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.