The story of this market
The typical home in ZIP 65043 sells for about $209,600, or $135 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,028 a month.
ZIP 65043 — Holts Summit
The housing market in 65043 is showing steady growth, driven by its affordability and proximity to Jefferson City. Inventory remains balanced, and the area continues to attract families looking for suburban living. Current data reflects a stable market with consistent year-over-year price appreciation.
This ZIP is ideal for families and commuters seeking a suburban lifestyle with affordable housing options and easy access to the employment centers of Jefferson City.
Median prices moved up 2.1% year over year.
Homes spend a median of 48 days on market with 3.3 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.0% · poverty 6.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 65043, Callaway County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Holts Summit are generally reported as lower than the national average, with the area maintaining a quiet, suburban character typical of central Missouri.
Schools serving the area are part of the Jefferson City School District, which is generally regarded as providing stable educational outcomes for the community.
The area is primarily at risk for severe thunderstorms and occasional wind events, with standard flood-plain management in place for low-lying areas near the Missouri River.
Economic momentum is driven by proximity to the state capital, Jefferson City, which serves as a major employment hub for government, healthcare, and education sectors.
Property taxes are assessed at the county level in Callaway County, with rates determined by local school district levies and municipal assessments; no state-level property tax exists.
Residents primarily commute by car to Jefferson City, typically a 10-15 minute drive via US-54.
The area features local community parks and is within short driving distance of the Katy Trail and various outdoor recreational opportunities along the Missouri River.
The rental market is characterized by low vacancy rates and consistent demand from commuters working in the nearby capital city.
The economy is heavily influenced by the state government and public sector employment in nearby Jefferson City, alongside local retail and service industries.
Transportation is primarily automobile-dependent, with US-54 serving as the main arterial highway connecting the area to the regional employment core.
Development is focused on residential expansion to accommodate growth from the Jefferson City metro area.
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Parcels are served by the Jefferson City School District and local fire protection districts.
Standard property insurance market with typical coverage for Midwestern weather hazards.
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Data retrieved from data.census.gov ZCTA 65043 profile.
- Canterbury Hill Winery and Restaurant4.23.6 mi
- Woody's Pub & Grub4.514 mi
- Missouri State Capitol4.75.3 mi
- Missouri State Penitentiary4.84.9 mi
- Strikers4.27.5 mi
- Binder Park4.611.7 mi
- Katy Trail - North Jefferson City Trailhead4.74.2 mi
- Missouri State Penitentiary4.84.9 mi
- America's National Churchill Museum4.817.8 mi
- Museum of Missouri Military History4.74.5 mi
- Missouri State Penitentiary Museum4.75.1 mi
- Missouri State Museum4.75.3 mi
- Runge Nature Center4.98 mi
- Binder Park4.611.7 mi
- Katy Trail - North Jefferson City Trailhead4.74.2 mi
- Community Park4.75.6 mi
- McKay Park4.57.1 mi
- Eagle Knoll Golf Club4.410.9 mi
- Railwood Golf Club4.31.9 mi
- Oak Hills Golf Center4.46.7 mi
- Capital Mall3.79.2 mi
- T.J. Maxx4.39.1 mi
- Dillard's Clearance Center49.1 mi
- Hy-Vee Grocery Store4.49.2 mi
- Ross Dress for Less4.29.2 mi
- Columbia Regional Airport3.815.9 mi
- Emperor's Shuttle and Taxi Service4.727.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park with playground and green space.
Nearby access to the extensive rail-to-trail system.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.