The story of this market
The typical home in ZIP 65355 sells for about $239,000, or $145 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $816 a month.
ZIP 65355 — Warsaw
The housing market in 65355 is stable, characterized by moderate inventory levels and steady demand driven by the area's recreational appeal. Prices have seen modest year-over-year growth, reflecting a balanced market between buyers and sellers. Current conditions are heavily influenced by the seasonal nature of the local lake-based economy.
This ZIP is ideal for retirees, outdoor enthusiasts, and families seeking a slower pace of life with direct access to major Missouri lakes.
Median prices moved up 3.2% year over year.
Homes spend a median of 88 days on market with 7.5 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 24.5% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 65355, Benton County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Warsaw area are generally lower than the national average, with property crime being the most frequently reported incident type.
Schools serving the 65355 ZIP code are primarily part of the Warsaw R-IX School District, which maintains a moderate academic standing within the region.
The area is subject to flood risks due to its proximity to the Lake of the Ozarks and Truman Reservoir, necessitating flood insurance for many properties.
Economic momentum is driven by tourism, outdoor recreation, and local government services, with limited large-scale industrial development.
Property taxes are assessed by Benton County based on local millage rates, which include funding for school districts, county services, and emergency response.
Commuting is primarily car-dependent, with residents often traveling to nearby employment hubs like Sedalia or Clinton via US-65.
The area is a major destination for water-based recreation, featuring extensive access to Truman Lake and the Lake of the Ozarks for boating, fishing, and camping.
The rental market is characterized by a mix of long-term residential leases and seasonal short-term vacation rentals catering to lake visitors.
The local economy is heavily reliant on tourism, retail, and public sector employment, with significant seasonal fluctuations.
Transportation is almost exclusively private vehicle-based, with US-65 serving as the primary arterial corridor.
Development is largely focused on small-scale residential infill and recreational facility maintenance.
Benton County Assessor manages property valuations, with assessments typically updated on a biennial cycle.
Parcels are subject to school district taxes, county general funds, and specific fire protection district levies.
Property insurance premiums are influenced by flood zone designations and the prevalence of severe weather events in the region.
Data retrieved from data.census.gov ZCTA 65355 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Jester's House4.38.2 mi
- Lucas Oil Speedway4.819.8 mi
- Harry S Truman State Park4.75.1 mi
- Truman Lake Dam4.72.9 mi
- Drake Harbor4.81 mi
- Berry Bend South Park4.57.6 mi
- Jester's House4.38.2 mi
- Swinging Bridge Of Warsaw4.81.4 mi
- Harry S Truman State Park4.75.1 mi
- Drake Harbor4.81 mi
- Berry Bend South Park4.57.6 mi
- Kaysinger Bluff Public Use Area4.63.3 mi
- Bucksaw Resort & Marina4.412.4 mi
- Truman State Park Marina4.84.7 mi
- Long Shoal Marina/Restaraunt4.65.8 mi
- Unhitched Sterett Creek Marina and RV Park4.54.8 mi
- Osage Bluff Marina4.63.2 mi
- Bomgaars4.41.9 mi
- Dollar General4.11.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major regional attraction for fishing, boating, and wildlife viewing.
Central community park featuring walking trails and event space.
Local public course serving the community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.