The story of this market
The typical home in ZIP 65686 sells for about $309,900, or $165 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,023 a month.
ZIP 65686 — Kimberling City
The housing market in 65686 remains stable, driven by consistent demand for lake-front and retirement properties. While inventory is limited, the market shows resilience with steady pricing and moderate days on market. Figures for specific metrics like price-cut percentages are estimated based on current listing activity.
This ZIP is ideal for retirees, vacation-home buyers, and investors looking for lake-front or lake-view properties, as the area offers a quiet, amenity-rich lifestyle centered on water recreation.
Median prices moved up 4.2% year over year.
Homes spend a median of 88 days on market with 4.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 15.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 65686, Stone County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Kimberling City are generally lower than the national average, with property crime being the most frequently reported incident type in the region.
Schools serving the area are part of the Reeds Spring School District, which maintains a generally positive reputation for student performance and community engagement.
The area is situated in a region with moderate risk for severe thunderstorms and wind events; flood risk is primarily localized to properties directly adjacent to Table Rock Lake.
Economic momentum is driven by the tourism and hospitality sectors centered around Table Rock Lake, with ongoing residential development catering to retirees and vacation-home buyers.
Property taxes are assessed by Stone County based on local millage rates; there are no state-level property taxes, and exemptions exist for seniors and disabled veterans.
Commuting primarily involves personal vehicle travel via Highway 13, with most residents traveling to Branson or Springfield for major employment hubs.
The area is defined by its proximity to Table Rock Lake, offering extensive boating, fishing, and water sports, alongside local parks and golf courses.
The rental market is heavily influenced by seasonal tourism and short-term vacation rentals, leading to limited long-term inventory and higher vacancy pressure during off-peak months.
The local economy is anchored by tourism, hospitality, and retail services, with significant employment ties to the broader Branson tourism market.
Transportation is almost exclusively reliant on private vehicles, with Highway 13 serving as the primary arterial corridor for the region.
Development is focused on infill residential projects and the enhancement of lake-front commercial infrastructure.
The Stone County Assessor maintains property valuations based on biennial reassessment cycles.
Parcels are subject to local school district taxes and various fire protection district levies.
Property insurance premiums are influenced by regional wildfire risk and severe weather exposure, typical of the Ozarks.
Data retrieved from data.census.gov ZCTA 65686 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major recreational hub for boating, fishing, and swimming.
Primary local shopping and dining district.
Full-service marina providing boat slips and rentals.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.