The story of this market
The typical home in ZIP 68951 sells for about $145,000, or $98 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 68951 — Holstein
The housing market in 68951 remains stable with low inventory and modest price appreciation driven by local demand. The market is characterized by limited turnover and a lack of new construction, keeping supply tight for prospective buyers. Figures are based on local market trends and census data.
This ZIP is best suited for families and individuals seeking a quiet, low-cost rural lifestyle, as well as local workers who value community stability over urban amenities.
Median prices moved up 2.1% year over year.
Homes spend a median of 62 days on market with 4.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 9.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 68951, Kearney County NE
Crime rates in this rural Nebraska area are consistently low, with property and violent crime incidents significantly below both state and national averages.
Schools serving this area are part of small, rural districts that generally maintain stable student-to-teacher ratios and community-focused educational environments.
The area faces moderate risk from severe thunderstorms and occasional high winds, with standard flood risks associated with local creek basins.
Economic momentum is driven primarily by regional agriculture and local service industries, with limited large-scale commercial development.
Property taxes are assessed at the county level based on market value, with local school district levies comprising the largest portion of the tax bill.
Commutes are primarily car-dependent, with residents traveling to nearby regional hubs for employment via state highways.
Recreation is centered on local community parks, high school sports facilities, and access to regional outdoor hunting and fishing areas.
The rental market is characterized by low inventory and high demand for affordable housing, with limited turnover in the existing stock.
The economy is heavily reliant on the agricultural sector, including crop production and livestock, supported by local retail and public services.
Transportation is entirely reliant on private vehicles, with no public transit infrastructure available in this rural geography.
There are no major commercial or residential developments currently in the pipeline for this ZIP code.
The Kearney County Assessor manages property valuations, focusing on agricultural land use and residential market adjustments.
Parcels are subject to local school district taxes and county-wide emergency service district levies.
Property insurance premiums are stable but reflect the regional risk of severe weather events common to the Great Plains.
Data retrieved from data.census.gov ZCTA-level profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Central community space for local events and recreation.
Hosts annual agricultural events and community gatherings.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.