LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 72658 sells for about $435,000, or $235 per square foot.

Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 72658 — Norfork

Baxter County →refreshed Sep 28, 2026next refresh Oct 28, 2026
Market mood · cautiously optimistic

The Norfork housing market remains stable, driven by consistent demand for recreational and retirement properties. While sales volume is low, prices have maintained a steady upward trajectory due to limited inventory of river-front and scenic acreage. Figures for specific metrics like price-cut percentage are not published at the ZIP level and are omitted.

Who this ZIP fits

This ZIP is ideal for retirees, outdoor enthusiasts, and those seeking a quiet, rural lifestyle with proximity to world-class fishing and water recreation.

Parent geography
Norfork · no city intel reportBaxter County →Arkansas state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 217.8 km²Water area · 3.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$435,000
+3.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
88 days
Active listings
42
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
63
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.2% year over year.

32
Liquidity/100

Homes spend a median of 88 days on market with 7.0 months of supply — a slower-moving market.

69
Momentum/100

12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

83
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$850$1,700$2,550$3,400$4,250

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+45 people

net influx — more people moved in than out

Population base
2,145

ZCTA 72658, Baxter County AR

Area context
Crime & safety

Crime rates in the Norfork area are generally low and consistent with rural Baxter County trends, remaining well below national averages.

Schools & education

Schools serving the area are part of the Norfork School District, which maintains a reputation for small class sizes and community-focused educational outcomes.

Environmental & hazard

The area faces moderate risks related to riverine flooding near the White and North Fork rivers, with standard wildfire risk typical of the Ozark region.

Growth & development

Economic momentum is driven primarily by tourism, outdoor recreation, and local services, with limited large-scale industrial development.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.

Transportation & commute

Commutes are primarily car-dependent, with residents typically driving to Mountain Home for major employment and retail services.

Recreation & amenities

The area is a premier destination for trout fishing on the White and North Fork rivers, with extensive access to the Ozark National Forest and Norfork Lake.

Rental market

The rental market is tight with limited inventory, heavily influenced by seasonal demand for vacation rentals and river-access properties.

Economy & employers

The local economy is anchored by tourism, hospitality, and the service sector, with significant employment spillover from nearby Mountain Home.

Transportation & infrastructure

Transportation is exclusively via private vehicle; there is no public transit infrastructure in this rural geography.

Development pipeline

Development is largely restricted to low-density residential and recreational infrastructure, with no major commercial projects currently pending.

County appraisal district

Baxter County Assessor maintains property valuations based on periodic reappraisals to ensure equitable tax distribution.

Special districts

Parcels are subject to Norfork School District taxes and various county-level service districts.

Insurance & hazard market

Property insurance premiums are influenced by flood zone proximity and the rural nature of the fire protection services.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 72658, Baxter County AR
Population
2,145
Median age
52.4 yrs
Owner-occupancy
84.2%
Median home value
$285,000
Median gross rent
$820
Median household income
$52,400
Median year built
1988
Vacancy rate
12.5%
Renter share
15.8%
Owner cost burden
18.2%
Renter cost burden
28.5%
Population change
+0.8%
Net migration
45
Work-from-home share
9.2%
Mean commute
28.5 min
Bachelor's or higher
19.5%
Unemployment
4.2%
Poverty rate
11.8%
Avg household size
2.3
White
94.5%
Hispanic
2.1%
Other
3.4%

Data retrieved from data.census.gov ZCTA 72658 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Norfork ElementaryElementaryBNorfork School DistrictServes local K-6 students.
Norfork High SchoolHighBNorfork School DistrictSmall student body with strong community support.
School districts
Norfork School DistrictBPrimary district serving the ZIP code.
Utilities & services
ElectricEntergy ArkansasPrimary regional provider.
InternetCenturyLink / Local ISPsVariable availability based on proximity to river.
WaterCity of NorforkMunicipal water service.
Major employers & industries
Norfork School DistrictEducationMajor local employer.
Tourism/HospitalityServiceAnchor industry for the local economy.
Major amenities · ZIP 72658
Entertainment venues, stadiums & amphitheaters
3 · 20 mi
Family fun & things to do
4 · 13 mi
Museums, galleries & history
2 · 20 mi
Parks, trails & nature
7 · 13 mi
Lakes, marinas & beaches
8 · 20 mi
Shopping & dining districts
2 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
White River
Waterway

World-renowned trout fishing destination.

Norfork Lake
Lake

Major recreational hub for boating and swimming.

Ozark National Forest
Park

Extensive hiking and wilderness access.

On the horizon · announced & under construction
River Access ImprovementsInfrastructureOngoingPeriodic upgrades to public boat launches and park facilities.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.