The story of this market
The typical home in ZIP 74601 sells for about $81,500, or $84 per square foot.
Prices are down 18.5% from a year ago, which gives buyers more room to negotiate. Homes take about 60 days to sell. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 74601 — Ponca City
The housing market in 74601 is currently experiencing a correction, evidenced by a significant year-over-year decline in median sale prices. High inventory relative to sales volume and economic headwinds in the energy sector are contributing to a cautious outlook for local property values.
This ZIP is well-suited for budget-conscious family buyers and local workers seeking affordable housing options in a stable, small-city environment.
Median prices moved down 18.5% year over year.
Homes spend a median of 60 days on market with 4.2 months of supply — a fast-moving market.
13% of listings have cut prices · homes sell at 96.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 16.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 74601, Kay County OK
Crime rates in Ponca City are generally consistent with regional averages for similar-sized Oklahoma municipalities, with property crime remaining the primary concern.
Public schools in the area are served by Ponca City Public Schools, which maintains a standard curriculum and extracurricular program typical of the region.
The area is subject to standard regional risks including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying areas near the Arkansas River.
Economic momentum is tied to the energy and manufacturing sectors, with major local employers including Phillips 66 and various regional industrial operations.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Oklahoma) — Ad Valorem Property Tax: Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Commutes are primarily car-dependent, with most residents working within Ponca City or commuting to nearby industrial hubs via US-60 and US-77.
The area features Lake Ponca for water recreation, several municipal parks, and proximity to the Marland Mansion and various local golf facilities.
The rental market is characterized by steady demand for affordable single-family housing, with limited new multi-family construction and a stable vacancy rate.
The economy is anchored by the energy sector, specifically refining operations, alongside healthcare and public education services.
Transportation is dominated by private vehicle use; the city is served by a network of state highways connecting to the broader Oklahoma region.
Development is focused on infrastructure maintenance and small-scale commercial infill within the existing city footprint.
The Kay County Assessor manages property valuations, conducting periodic reappraisals to ensure tax rolls reflect current market conditions.
Parcels are subject to school district levies and municipal taxes; no major MUDs or PIDs are prevalent in this established urban area.
Property insurance premiums are influenced by regional weather risks, including hail and wind exposure common to North Central Oklahoma.
Data retrieved from US Census Bureau ZCTA-level tables.
The federal school roster could not be retrieved on the last refresh — no list is shown rather than an unverified one. Source: NCES EDGE public school locations 2023-24.
- The HUB Tonkawa4.311.9 mi
- The Hub H20 Family Waterpark4.210.7 mi
- The HUB Tonkawa4.311.9 mi
- Pioneer Woman Museum4.54 mi
- Lake Ponca Park4.66.7 mi
- Blinn Park4.59.7 mi
- Marland's Grand Home4.73.6 mi
- E. W. Marland Mansion4.84.4 mi
- Pioneer Woman Museum4.54 mi
- Marland's Grand Home4.73.6 mi
- Conoco Museum4.52.5 mi
- The Doodle Academy52.8 mi
- Lake Ponca Park4.66.7 mi
- Blinn Park4.59.7 mi
- Cann Memorial Gardens4.83.9 mi
- Pioneer Park4.43.3 mi
- Ambuc Park4.66.6 mi
- Hideaway Marina4.511.2 mi
- Ponca Plaza4.24.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides boating, fishing, and recreational trails.
A major cultural and historical site for the city.
Private golf course serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.