The story of this market
The typical home in Kay County, Oklahoma sells for about $145,000, or $93 per square foot.
Prices are up +7.1% from a year ago, so sellers still have some momentum. Homes take about 64 days to sell, which is slow. Over the long run, values in this county have grown 103% since 2000. Last year 5 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is tornado, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $916 a month.
HUD sets the fair market rent for a 2-bedroom at $916 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
+3.4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+13.7%). Worst: 2010 (-10.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,199
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.4%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
90
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $33,626,286.
Mortgage activity
Home lending in this county
81.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1295 | 705 | 81.2% | 12.7% | $85,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kay County, Oklahoma
Kay County is currently experiencing a seller's market with home prices showing moderate year-over-year growth. While inventory remains limited, the market is characterized by steady buyer interest and a favorable price-to-income ratio for local residents.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 3 ZIP reports
Median prices moved down 11.6% year over year.
Homes spend a median of 61 days on market with 4.3 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.02% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 0.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
Reporting agencies in Kay County recorded a violent crime rate of 329 per 100,000 residents in 2024, which is around the middle of the national range.
The county maintains a stable economic profile with a 3.5% unemployment rate and a diversified base including manufacturing and energy sectors.
The local economy is supported by a mix of industries with a reported unemployment rate of 3.5%.
- The HUB Tonkawa4.313 mi
- 7 Clans Casino4.113.3 mi
- The Hub H20 Family Waterpark4.215.3 mi
- The HUB Tonkawa4.313 mi
- 7 Clans Casino4.113.3 mi
- Pioneer Woman Museum4.510.1 mi
- Chaplin Nature Center4.819 mi
- Lake Ponca Park4.611.2 mi
- E. W. Marland Mansion4.89.8 mi
- Pioneer Woman Museum4.510.1 mi
- Marland's Grand Home4.710.2 mi
- Conoco Museum4.510.1 mi
- Absolute Vapor4.719.5 mi
- Chaplin Nature Center4.819 mi
- Lake Ponca Park4.611.2 mi
- Blinn Park4.511.9 mi
- Wilson Park4.518.7 mi
- Cann Memorial Gardens4.810.4 mi
- Hideaway Marina4.515.9 mi
- Dillons4.218.5 mi
- Ponca Plaza4.29.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data sourced from U.S. Census Bureau QuickFacts
Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.
Oklahoma Statutes Title 60, Sections 125-127
Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).
Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code
Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.