The story of this market
The typical home in ZIP 75069 sells for about $509,663, or $205 per square foot.
Prices are down 4.4% from a year ago, which gives buyers more room to negotiate. Homes take about 49 days to sell. HUD's fair market rent for a two-bedroom is $2,787 a month.
This ZIP has no home sales of its own, so its market figures come from McKinney, Texas (city-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 75069 — McKinney
The 75069 housing market shows a median home sale price of $499,000, signaling a solid entry point for buyers. Market conditions are mixed, with some sources reporting price declines while others note steady demand. Several metrics, including months of supply and specific tax rates, are not currently published at the ZIP level.
The area serves as a solid entry point for buyers, with a mix of housing options and a median household income of $75,000.
Median prices moved down 4.4% year over year.
Homes spend a median of 49 days on market with 4.2 months of supply — a fast-moving market.
72% of listings have cut prices · homes sell at 98.7% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 75069
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
ZIP 75069 registers violent and property crime rates that are generally lower than national and Texas state averages, though somewhat higher than McKinney's outer master-planned enclaves due to denser commercial corridors along US-75 and SH-5.
The area is served by McKinney ISD, which generally maintains a positive reputation within the region for its academic programs and extracurricular offerings.
Primary natural hazards consist of severe convective storms generating hail and damaging straight-line winds, while localized surface flooding hazards are concentrated near the East Fork Trinity River corridor.
McKinney continues to experience significant growth as a major residential and commercial hub in the Dallas-Fort Worth metroplex, supported by ongoing infrastructure expansion and corporate interest.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00). County (Collin County, Texas) — Independent School District Ad Valorem Tax & Mandatory Homestead Exemption: All residential parcels fall into an ISD (e.g., Plano ISD at $1.03955 per $100; Allen ISD at $1.1258 per $100; Prosper ISD at $1.2141 per $100). Imposes standard Maintenance & Operations (M&O) and Interest & Sinking (I&S) rates.
The median commute to work is 23 minutes with 85% of residents driving.
The area features access to local parks, community trails, and proximity to historic downtown McKinney, which offers a variety of shopping and dining amenities.
Median rent stands at $1,582 per month, reflecting steady rental demand.
The area features a workforce that is 75% white-collar and 25% blue-collar.
Transportation is primarily highway-dependent, with regional infrastructure projects aimed at improving connectivity across the growing Collin County area.
Development activity is focused on residential expansion and mixed-use projects that support the continued population growth of the McKinney area.
The Collin Central Appraisal District manages property assessments for the county, following standard Texas property tax code procedures.
Parcels in this ZIP are subject to taxes from McKinney ISD and various municipal utility or special districts common in North Texas development.
Property insurance premiums in North Texas face upward adjustments driven by regional exposure to severe convective storms, tornadic activity, and hail damage.
Data aggregated from Census and Constellation Data Labs.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Andretti Indoor Karting & Games The Colony416.9 mi
- KidZania3.913.7 mi
- Activate Games4.915.7 mi
- Urban Air Trampoline and Adventure Park4.113.7 mi
- Shenaniganz Entertainment Center4.419.3 mi
- Grandscape4.717 mi
- Legacy Hall4.614.8 mi
- Cosm Dallas416.8 mi
- Topgolf The Colony4.418.2 mi
- The Star in Frisco4.814.3 mi
- Cinemark Legacy and XD4.58.7 mi
- Cinemark Allen 16 and XD4.45.1 mi
- Cinemark North McKinney XD and SCREENX4.65.6 mi
- Celebration Park4.84.4 mi
- Southfork Ranch4.57.8 mi
- Russell Creek Park4.610.9 mi
- Celebration Park4.84.4 mi
- Oak Point Park and Nature Preserve4.88.7 mi
- Carpenter Park Recreation Center4.412.6 mi
- CityLine4.612.9 mi
- Topgolf Allen4.34.9 mi
- The Courses at Watters Creek4.28.6 mi
- TPC Craig Ranch4.67.7 mi
- The Golf Club at Twin Creeks3.98.2 mi
- Pecan Hollow Golf Course4.411 mi
- Allen Premium Outlets4.44.7 mi
- H-E-B4.77.2 mi
- Dallas Love Field4.426.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A central hub for local dining, boutique shopping, and community events.
Deterministic aggregate of 4 researched properties in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
No county-record distress flags across 3 researched properties on the ARED base layer. Key-figure check: median price diverges 72.0% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $499,000 could not be independently corroborated and was removed pending review (no prior-cycle value to revert to); the case is under review in the Command Center.
Governs Meridian Residential Association, Inc.
Standard residential use; subject to recorded Collin County declaration restrictions regarding architectural review, leasing disclosures, and property maintenance.
Governs The Villas at Adriatica
Village-specific design controls, architectural board approvals, and residential occupancy rules consistent with the Adriatica master development scheme.
Governs The Legends of McKinney
Mandatory POA restrictions governing single-family use, CMA architectural review approval prior to exterior modification, and leasing compliance under Texas Property Code.
Governs Ridgecrest
Subject to recorded Collin County subdivision declarations; single-family residential use, architectural control guidelines, and transfer registration requirements.
Governs Wynngate
Commercial business activity prohibited on residential lots; off-street vehicle parking rules; mandatory architectural reviews.
Governs Virginia Woods
Single-family residential requirements; outbuildings, paint color changes, and roofing subject to architectural committee pre-approval.
Governs Woodland Bridge Village
Single-family residential occupancy and architectural compliance under recorded Collin County restrictions.
Governs Fireside Village
No short-term rentals without association compliance, mandatory ARC plan approvals, and parking restricted to driveways and garages.
Governs Hidden Forest
Deed restrictions enforce single-family occupancy, architectural modifications review, and pet limits per household.
Governs Tucker Hill
Traditional Neighborhood Design (TND) architectural guidelines strictly enforced; garage parking requirements and leasing limitations.
Governs Erwin Farms
Single-family zoning only; architectural approval needed prior to construction; leasing registration and compliance guidelines enforced.
Governs Brookview
Mandatory architectural review for all alterations, restrictions on commercial activity, and strict limits on long-term street parking.
Governs Adriatica
Strict architectural design guidelines matching the Croatian village aesthetic; leasing restrictions and commercial/residential mixed-use zoning rules apply.
Governs Brookstone McKinney
Single-family residential use, architectural control committee approval required for exterior modifications, street parking and leasing guidelines apply per recorded declarations.
Governs Harvest Bend (McKinney)
Governed by recorded deed restrictions; residential occupancy, architectural review for exterior improvements, and vehicle parking standards typical for single-family subdivisions.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.