Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
Texas
The Texas residential market reflects an orderly transition toward balanced supply conditions, characterized by median prices holding near $348,000 and months of supply resting at approximately 5.2 months. Active inventory remains comfortably elevated compared to pandemic troughs, giving buyers improved negotiation room through modest price concessions even as mortgage rate friction persists.
Median prices moved down 0.5% year over year.
Homes spend a median of 74 days on market with 0.2 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 14.87% of asking — demand is holding steady.
443 foreclosure-ledger notices — 0.1 per 10,000 residents · unemployment 3.9% · poverty 13.7% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this state — never individual records, and never an attribute of any individual property or resident. Federal enforcement activity is presented only at the state tier as regional context — never imputed onto any county, city, ZIP, neighborhood or parcel beneath it.
Deterministic aggregate of 254 researched counties — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Texas — researched statewide history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
The amenity base that shapes daily life and property demand in this state — what residents actually live with, and what the pipeline is adding.
Preserves more than 800,000 acres of Chisos Mountains and Chihuahuan Desert terrain along the Rio Grande, offering premier backcountry hiking, river rafting, and certified dark-sky stargazing that anchors West Texas eco-tourism.
A world-renowned urban waterway and UNESCO World Heritage historical site complex lined with dining, cultural venues, and colonial architecture that draws tens of millions of visitors and relocators annually.
The longest undeveloped barrier island in the world, preserving 66 miles of pristine Gulf Coast shoreline, critical Kemp's ridley sea turtle nesting grounds, and extensive coastal recreation.
World-class multi-venue sports district in Arlington hosting the Dallas Cowboys and Texas Rangers, drawing international sporting events, stadium tours, and major concert tours.
A dense pedestrian-oriented arts campus encompassing 19 cultural institutions, world-class art collections, and science museums situated near the Texas Medical Center.
Texas maintains an overall violent crime rate moderately above national averages, though property crime trends have trended downward statewide in recent reporting cycles. Safety metrics diverge significantly between sprawling dense urban cores and master-planned suburban or rural jurisdictions.
Public education is administered across more than 1,000 independent school districts evaluated by the Texas Education Agency's A-F accountability system. High-performing suburban districts in major metropolitan fringes consistently outscore larger urban municipal districts.
Texas faces severe, heterogeneous natural hazards, including tropical storm surges and flooding along the Gulf Coast, intense convective hail and tornado storms across North and Central Texas, and winter freeze and grid strain risks statewide. Property insurance premiums have climbed rapidly, driven by reinsurance tightening and escalating convective storm losses.
The state remains an economic expansion powerhouse anchored by the Texas Triangle, attracting ongoing mega-site manufacturing investments, corporate headquarters relocations, and tech sector expansions. Extensive state highway widening and renewable energy infrastructure projects continue across high-growth corridors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer. Upon the IRS filing a Notice of Federal Tax Lien (NFTL) in local county land records under IRC § 6323, it perfects priority against subsequent pur Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Tax Withholding: Imposes an absolute statutory obligation on the transferee/buyer to withhold gross tax from the total amount realized (purchase price) upon disposition and remit it to the IRS within 20 days using Forms 8288 and 8288-A.
Texas produces the second-largest state gross domestic product in the nation, driven by global leadership in energy and petrochemicals alongside rapid expansions in enterprise software, aerospace, life sciences, and industrial manufacturing. Pro-business regulatory standards and the absence of a personal state income tax continue to fuel corporate relocations and robust capital investment across its urban employment hubs.
Parcels across Texas frequently belong to overlapping special assessment entities including Municipal Utility Districts (MUDs), Public Improvement Districts (PIDs), and emergency services or flood control districts that levy distinct ad valorem taxes on top of standard county, city, and ISD rates.
The Texas residential property insurance market is navigating substantial cost pressures, with statewide premiums climbing due to frequent severe convective storms, coastal hurricane exposures, and tight global reinsurance markets. The Texas Windstorm Insurance Association (TWIA) serves as the insurer of last resort for designated coastal tier counties.
Texas continues to lead the United States in net domestic migration and overall population gains according to IRS and Census population estimates, drawing substantial annual relocations primarily from California, Illinois, and New York attracted by job opportunities, lower cost of living, and favorable tax policies.
Texas operates primarily under a streamlined non-judicial foreclosure doctrine pursuant to powers of sale granted in deeds of trust. Lenders must issue a 21-day public notice of sale following acceleration and default notice, with auctions held on the first Tuesday of the month; statutory post-sale rights of redemption generally do not exist for standard mortgage foreclosures.
Sellers of single-family residential properties in Texas are mandated under Texas Property Code Section 5.008 to execute a comprehensive Seller's Disclosure Notice detailing all known structural, mechanical, environmental, and flood condition defects prior to contract execution, failing which buyers possess statutory contract termination rights.
Data retrieved from data.census.gov statewide tables (B01003, DP02, DP03, DP04, DP05, B19013, B25077).
The Texas residential market reflects an orderly transition toward balanced supply conditions, characterized by median prices holding near $348,000 and months of supply resting at approximately 5.2 months. Active inventory remains comfortably elevated compared to pandemic troughs, giving buyers improved negotiation room through modest price concessions even as mortgage rate friction persists.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.