LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 75964 sells for about $191,000, or $128 per square foot.

Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 72 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 75964 — Nacogdoches

Nacogdoches County →refreshed Sep 25, 2026next refresh Oct 25, 2026
Market mood · cautious

The 75964 housing market is currently experiencing a period of softness, with median prices showing a slight year-over-year decline. High vacancy rates and management intensity in the rental sector continue to challenge investors, while the local economy remains heavily reliant on the university and healthcare sectors.

Who this ZIP fits

This ZIP is best suited for local owner-occupants and disciplined investors who understand the specific management requirements of the local market, rather than passive or out-of-area investors.

Parent geography
Nacogdoches · no city intel reportNacogdoches County →Texas state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 576.4 km²Water area · 7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$191,000
-2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
72 days
Active listings
145
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
54
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
40
Growth/100

Median prices moved down 2.1% year over year.

41
Liquidity/100

Homes spend a median of 72 days on market with 6.8 months of supply — a balanced-paced market.

64
Momentum/100

18% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

70
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 18.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$120,000$150,000$180,000$210,000$240,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,950$2,600$3,250$3,900$4,550

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
20,470

ZCTA 75964, Nacogdoches County TX

Area context
Crime & safety

Crime rates in this area are higher than the Texas state average, with property crime being the primary concern for residents.

Schools & education

Schools in the Nacogdoches area generally receive mixed performance ratings, with significant variance between individual campuses within the district.

Environmental & hazard

The area faces moderate risks related to severe thunderstorms and occasional flooding, typical of East Texas geography.

Growth & development

Economic momentum is driven by the presence of Stephen F. Austin State University and local healthcare providers, though broader regional development remains steady rather than rapid.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).

Transportation & commute

The mean travel time to work is approximately 20.3 minutes, reflecting a localized employment base centered around Nacogdoches.

Recreation & amenities

Residents have access to local parks, the historic downtown district, and proximity to outdoor recreation areas like Lake Nacogdoches.

Rental market

The rental market is characterized by high management intensity and vacancy drift, with lower-than-average resident income impacting rent collection stability.

Economy & employers

The economy is anchored by Stephen F. Austin State University, healthcare services, and local government administration.

Transportation & infrastructure

The area is served by major highway corridors including US-59, facilitating regional connectivity.

Development pipeline

Development is primarily focused on infill projects and university-related infrastructure improvements.

County appraisal district

The Nacogdoches Central Appraisal District manages property assessments with a focus on market-value parity.

Special districts

Parcels are subject to Nacogdoches ISD and various county-level special districts for emergency services and hospital operations.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including wind and hail risk common to East Texas.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 75964, Nacogdoches County TX
Population
20,470
Median age
32.4 yrs
Owner-occupancy
42.1%
Median home value
$191,000
Median gross rent
$1,150
Median household income
$56,762
Median year built
1982
Vacancy rate
9.2%
Renter share
57.9%
Owner cost burden
22.4%
Renter cost burden
48.6%
Population change
+0.8%
Net migration
120
Work-from-home share
8.5%
Mean commute
20.3 min
Bachelor's or higher
28.4%
Unemployment
5.2%
Poverty rate
18.9%
Avg household size
2.45
White
58.2%
Black or African American
22.5%
Hispanic or Latino
15.3%
Other
4%

Data retrieved from Census Reporter and ACS 2024 profiles.

Public schools · 2
Nacogdoches High SchoolHighCNacogdoches ISDPrimary high school serving the ZIP.
Mike Moses ElementaryElementaryBNacogdoches ISDServes early education needs.
School districts
Nacogdoches ISDC+The primary district serving the city and surrounding ZIP.
Utilities & services
InternetSuddenlink/OptimumPrimary cable provider.
ElectricEntergy TexasRegulated utility provider.
Water/SewerCity of NacogdochesMunicipal service.
Major employers & industries
Stephen F. Austin State UniversityEducationLargest regional employer.
Nacogdoches Medical CenterHealthcareMajor regional healthcare provider.
Major amenities · ZIP 75964
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
4 · 20 mi
Family fun & things to do
9 · 13 mi
Museums, galleries & history
5 · 20 mi
Parks, trails & nature
7 · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Stephen F. Austin State University
Education/Anchor

Major regional employer and cultural hub.

Downtown Nacogdoches
Shopping/Dining

Historic district with local retail and dining.

Lake Nacogdoches
Recreation

Primary local water feature for fishing and boating.

On the horizon · announced & under construction
University Campus ExpansionInfrastructureOngoingPeriodic upgrades to university facilities and student housing.
Sources · 2 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.