The story of this market
The typical home in ZIP 76049 sells for about $425,000.
Prices are down 2.4% from a year ago, which gives buyers more room to negotiate. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,640 a month.
ZIP 76049 — Granbury
The 76049 housing market is showing signs of stabilization as inventory levels normalize and price growth moderates compared to the rapid appreciation seen in previous years. Buyer demand remains steady, supported by the area's appeal as a lifestyle destination, though higher interest rates have tempered the pace of sales. Current figures reflect a balanced market where sellers are adjusting expectations to meet current buyer affordability constraints.
This ZIP is ideal for families and retirees seeking a lake-lifestyle environment, as well as remote workers who prioritize outdoor amenities over proximity to the urban core.
Median prices moved down 2.4% year over year.
Homes spend a median of 68 days on market with 4.7 months of supply — a balanced-paced market.
22% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 9.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 76049, Hood County TX
Crime rates in the Granbury area are generally lower than the national average, with property crime being the most frequently reported incident type.
Schools serving the 76049 area are primarily part of the Granbury Independent School District, which maintains a generally positive reputation for academic performance and extracurricular engagement.
The area faces moderate risks related to severe weather, including high winds and occasional flooding near Lake Granbury, with insurance premiums reflecting these regional environmental factors.
Economic momentum is driven by the tourism and recreation sectors centered on Lake Granbury, alongside steady residential development and infrastructure improvements supporting the growing population.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting from 76049 to the Fort Worth employment core typically involves a 45-60 minute drive via US-377, as there is limited public transit infrastructure connecting the area to the metroplex.
The area is defined by Lake Granbury, offering extensive boating, fishing, and waterfront parks, while the historic downtown Granbury square provides a hub for local shopping, dining, and entertainment.
The rental market is characterized by a mix of long-term residential leases and seasonal short-term rentals catering to lake visitors, with moderate vacancy pressure.
The local economy is anchored by tourism, retail, and public sector employment, with a growing number of residents commuting to the broader Dallas-Fort Worth metro area.
Transportation is primarily automobile-dependent, with US-377 serving as the primary arterial route connecting the area to the regional highway network.
Development is focused on expanding residential capacity in the northern and western sections of the ZIP, with infrastructure upgrades planned for major intersections.
The Hood County Appraisal District conducts annual property valuations to determine tax assessments based on market value.
Parcels in this ZIP are subject to Granbury ISD taxes, with some areas falling under specific municipal utility districts for water and sewer services.
Property insurance premiums are influenced by regional exposure to severe weather events, including hail and wind, which are common in North Texas.
Texas continues to see strong net domestic migration, with the DFW metro area and surrounding counties like Hood experiencing consistent population growth.
Texas is a non-judicial foreclosure state, allowing for relatively efficient processing of defaults under the deed of trust framework.
Sellers are required to provide a standard Seller's Disclosure Notice detailing the condition of the property, including known defects and repairs.
Data retrieved from data.census.gov ZCTA 76049 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major reservoir providing extensive recreational opportunities including boating, fishing, and swimming.
The cultural heart of the city featuring local boutiques, restaurants, and the historic Hood County Courthouse.
A central community park offering sports fields, playgrounds, and walking trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Borrowed-parent hold-out: median rent, price per sq ft reproduced Hood County's own figure to the dollar — a parent aggregate is not this ZIP's reading, so it was not stored.