The story of this market
The typical home in ZIP 76433 sells for about $425,000.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,463 a month.
ZIP 76433 — Bluff Dale
The housing market in 76433 remains stable with low inventory and steady demand for rural-residential properties. Prices have seen modest year-over-year growth, driven by buyers seeking larger lots and a quiet lifestyle. Market conditions are balanced, though sales volume remains low due to limited housing stock.
This ZIP is ideal for families and retirees seeking a quiet, rural lifestyle with space for acreage, while remaining within a reasonable driving distance of larger town amenities.
Median prices moved up 2.4% year over year.
Homes spend a median of 88 days on market with 8.4 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 76433, Erath County TX
Crime rates in Bluff Dale are generally low, consistent with rural Erath County trends and significantly below state and national averages.
The area is served by the Bluff Dale Independent School District, which is highly regarded for its small class sizes and community-focused educational environment.
The region faces moderate wildfire risk during dry summer months and standard wind/storm exposure typical of North Central Texas.
Economic momentum is driven by proximity to the Stephenville and Granbury employment hubs, with steady residential growth focused on rural-residential and ranch-style developments.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with residents typically driving 20-30 minutes to reach major employment centers in Stephenville or Granbury.
The area offers significant outdoor recreation, including proximity to the Paluxy River, local parks, and access to nearby Lake Granbury for boating and fishing.
The rental market is limited in depth, consisting mostly of single-family homes with low turnover and minimal short-term rental saturation.
The local economy is anchored by agriculture, education, and small-scale retail, with many residents commuting to larger regional employers in Erath and Hood counties.
Transportation is entirely road-based, relying on US Highway 377 and local county roads for regional connectivity.
Development is focused on low-density residential growth with minimal commercial infrastructure expansion planned.
The Erath Central Appraisal District manages property assessments, focusing on market-value appraisals for rural and residential parcels.
Parcels are subject to Bluff Dale ISD taxes and potential rural water district assessments.
Property insurance premiums are influenced by regional wildfire and storm risk, with standard market availability.
Data retrieved from US Census Bureau ZCTA 76433 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Community park providing local green space and recreational facilities.
Provides scenic views and opportunities for outdoor activities.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%). Borrowed-parent hold-out: median rent, price per sq ft, median household income reproduced Hood County's own figure to the dollar — a parent aggregate is not this ZIP's reading, so it was not stored.