The story of this market
The typical home in ZIP 76825 sells for about $215,000, or $118 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 105 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 76825 — Brady
The 76825 housing market remains stable with modest price appreciation and low inventory levels. Market activity is driven by local demand and limited new construction, resulting in a balanced environment for buyers and sellers. Figures for specific metrics like months of supply and price cuts are based on current active listing data.
This ZIP is best suited for local families, retirees, and those seeking a rural lifestyle, as it offers affordable housing and a quiet, small-town environment.
Median prices moved up 2.4% year over year.
Homes spend a median of 105 days on market with 7.2 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 15.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 76825, McCulloch County TX
Crime rates in Brady are generally low compared to national averages, with property crime being the primary concern in this rural setting.
Schools in the area are primarily served by the Brady Independent School District, which maintains a modest academic standing typical of rural Texas districts.
The area faces moderate risks from severe thunderstorms and occasional drought conditions, with standard property insurance coverage available.
Economic momentum is driven by agriculture, local government, and small-scale retail, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily local within Brady, with longer drives required for employment in larger regional hubs like San Angelo.
The area features access to Brady Lake for fishing and boating, local municipal parks, and proximity to rural hunting and outdoor recreation.
The rental market is characterized by limited inventory and stable demand, with few large-scale multi-family developments.
The local economy is anchored by agriculture, ranching, and public sector employment, with a focus on serving the surrounding rural community.
Transportation is heavily reliant on personal vehicles, with US Highways 87, 190, and 283 serving as the primary corridors.
There are no major large-scale commercial or residential developments currently under construction in the ZIP.
The McCulloch County Appraisal District manages property assessments with a focus on agricultural and residential valuations.
Parcels are subject to Brady ISD taxes and potential special utility district assessments for water and sewer services.
Property insurance premiums are influenced by regional weather patterns, including wind and hail risk common in Central Texas.
Net domestic migration is stable with modest growth driven by individuals seeking lower costs of living.
Texas operates as a non-judicial foreclosure state with relatively short timelines for lenders to initiate proceedings.
Sellers are required to provide a standard Texas Real Estate Commission (TREC) Seller's Disclosure Notice detailing property condition.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Popular destination for fishing, boating, and camping.
Central municipal park offering picnic areas and playgrounds.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.