The story of this market
The typical home in ZIP 76887 sells for about $145,000, or $112 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 76887 — Voca
The housing market in 76887 remains stable with low inventory and modest price appreciation consistent with rural Texas trends. Activity is driven by local demand rather than speculative investment, resulting in a slow but steady market pace. Limited new construction keeps supply tight, supporting current price levels.
This ZIP is best suited for those seeking a quiet, rural lifestyle, including retirees or individuals working in agriculture and energy, who prioritize affordability over proximity to urban amenities.
Median prices moved up 3.2% year over year.
Homes spend a median of 88 days on market with 7.0 months of supply — a slower-moving market.
13% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 14.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 76887, McCulloch County TX
Schools in this rural area are primarily served by small independent school districts with limited extracurricular offerings but stable community-focused environments.
The area is subject to moderate wildfire risk and occasional severe wind events common to the West Texas plains.
Economic momentum is largely tied to regional agriculture and energy sectors with minimal new large-scale commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily by private vehicle, with residents traveling to nearby regional hubs for employment; public transit is not available.
Recreation is centered on outdoor activities, including local parks and proximity to rural landscapes, with limited retail and dining options within a 3-mile radius.
The rental market is characterized by low inventory and limited turnover, with most units being single-family homes rather than multi-family complexes.
The local economy is heavily reliant on agriculture, ranching, and regional energy production.
No major commercial or residential developments are currently reported for this rural ZIP code.
Parcels are subject to school district taxes and county-level assessments; no major MUDs or PIDs are present.
Property insurance premiums are influenced by regional wildfire and wind risk factors.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local fishing and recreational boating opportunities.
A community park serving as a local gathering space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.