The story of this market
The typical home in ZIP 78070 sells for about $254,900, or $185 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 101 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,850 a month.
ZIP 78070 — Kendalia
The 78070 housing market shows signs of stabilization following a period of price correction. While inventory remains elevated compared to historical norms, the area's strong income demographics and proximity to San Antonio continue to support demand. Buyers are currently benefiting from a more balanced market with increased negotiation power.
This ZIP is ideal for families and commuters seeking a balance between Hill Country lifestyle and access to major employment hubs in San Antonio.
Median prices moved down 2.1% year over year.
Homes spend a median of 101 days on market with 6.2 months of supply — a slower-moving market.
13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 4.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 78070, Texas
Crime rates in the area are generally lower than the national average, with property crime being the primary concern in rural segments of the ZIP.
Schools serving the area are primarily part of the Comal ISD, which maintains a strong reputation for academic performance and extracurricular programs.
The area faces moderate wildfire risk due to its location in the Texas Hill Country and is subject to localized flash flooding during heavy rain events.
Economic momentum is driven by proximity to the San Antonio and Austin corridors, with significant residential development occurring in the Bulverde and Spring Branch periphery.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily car-dependent, with residents traveling via US-281 toward San Antonio or north toward the Austin metro area.
The area offers extensive access to outdoor recreation, including proximity to Canyon Lake, Guadalupe River State Park, and various local golf courses.
The rental market is characterized by a mix of long-term single-family rentals and a growing presence of short-term vacation rentals near the lake.
The economy is anchored by retail, construction, and tourism, with many residents commuting to professional services in the San Antonio metro area.
Public transit is non-existent; the area relies entirely on private vehicle infrastructure via US-281 and local state highways.
Development is focused on low-density residential subdivisions and small-scale commercial centers along the primary highway corridors.
The Comal Central Appraisal District manages assessments for the majority of the ZIP, with periodic reappraisals based on market value.
Parcels are subject to various MUDs and ESDs (Emergency Services Districts) that provide essential utility and fire protection services.
Property insurance premiums are rising due to regional wildfire and hail exposure, consistent with broader Texas Hill Country trends.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Camp Fimfo Texas Hill Country4.415.8 mi
- Airtopia Adventure Park - San Antonio4.519.2 mi
- Jellystone Park™ Canyon Lake4.314.7 mi
- Arrows Active Play Park4.612.8 mi
- Inflatable Wonderland4.519.1 mi
- Camp Fimfo Texas Hill Country4.415.8 mi
- Screaming Goat Yard & Tap - Spring Branch4.54.8 mi
- Alamo Drafthouse Cinema Stone Oak4.314.8 mi
- Airtopia Adventure Park - San Antonio4.519.2 mi
- Whitewater Amphitheater4.515.7 mi
- Natural Bridge Caverns4.712.9 mi
- Guadalupe River State Park4.74.3 mi
- Natural Bridge Wildlife Ranch4.412.9 mi
- Cave Without A Name4.912.1 mi
- Comal Park4.29.9 mi
- Natural Bridge Caverns4.712.9 mi
- Cave Without A Name4.912.1 mi
- Devil's Backbone Tavern4.716.6 mi
- The Heritage Museum of the Texas Hill Country4.612 mi
- Cozy Days Gallery / Art & Stationery4.619.7 mi
- Natural Bridge Caverns4.712.9 mi
- Guadalupe River State Park4.74.3 mi
- Natural Bridge Wildlife Ranch4.412.9 mi
- Cave Without A Name4.912.1 mi
- Comal Park4.29.9 mi
- Canyon Lake Marina4.611.3 mi
- Cranes Mill Marina4.87.8 mi
- Vaaler Creek Golf Club4.512.3 mi
- River Crossing Club4.71.8 mi
- The Clubs of Cordillera Ranch4.711.5 mi
- The Club at Rebecca Creek4.14.5 mi
- Brookshire Brothers4.412.5 mi
- Dollar General4.15 mi
- DG Market3.98.7 mi
- San Antonio International Airport4.323.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Features river access, hiking trails, and camping facilities.
Major regional reservoir offering boating, fishing, and water sports.
Private golf course serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.