Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 78540 — Edinburg
The housing market in ZIP 78540 is currently experiencing a period of price stabilization following years of rapid growth. While inventory remains moderate, the market pace has slowed, reflecting broader economic adjustments in the Rio Grande Valley.
This area is well-suited for families, university-affiliated professionals, and first-time homebuyers seeking affordability relative to larger Texas metros.
Median prices moved down 3.5% year over year.
Homes spend a median of 75 days on market with 5.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.5% · poverty 18.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 78540, Hidalgo County TX
Crime rates in Edinburg are generally consistent with regional trends in the Rio Grande Valley, with property crime being the most frequently reported category.
The area is primarily served by the Edinburg Consolidated Independent School District, which maintains a mix of ratings across its elementary, middle, and high school campuses.
The region is susceptible to extreme heat and occasional heavy rainfall events; property insurance premiums are influenced by windstorm and flood risk profiles common to South Texas.
Economic momentum is driven by the expansion of the University of Texas Rio Grande Valley and the healthcare sector, alongside steady residential development in the northern and eastern corridors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily rely on personal vehicles for commuting via I-69C and US-281, with most employment centers located within the broader McAllen-Edinburg-Mission metropolitan area.
The area features several municipal parks, local sports complexes, and proximity to the Edinburg Scenic Wetlands and World Birding Center, with retail concentrated along major highway corridors.
The rental market is characterized by steady demand driven by the university student population and healthcare workers, with moderate vacancy pressure.
The economy is anchored by the public sector, higher education (UTRGV), and healthcare services, with a growing retail and logistics presence.
The area is served by a network of state highways and is primarily auto-dependent, with limited public transit options outside of local bus services.
Ongoing development focuses on mixed-use projects near the university and residential expansion in the northern city limits.
The Hidalgo County Appraisal District conducts annual property valuations based on market data and state-mandated appraisal standards.
Parcels are subject to taxes from the Edinburg CISD, Hidalgo County, and the South Texas College District.
Property insurance premiums are rising due to regional windstorm exposure and broader Texas market trends.
Data retrieved from data.census.gov ZCTA-level tables.
A major site for birding and outdoor education.
A large multi-purpose venue hosting concerts and sports.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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