The story of this market
The typical home in ZIP 79236 sells for about $89,700, or $68 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 102 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 79236 — Guthrie
The housing market in ZIP 79236 (Floydada) remains stable with low inventory and modest price appreciation. Demand is driven by local agricultural stability and affordability, though population trends remain slightly negative. Market conditions are characterized by low turnover and consistent, albeit slow, growth.
This ZIP is best suited for families and individuals seeking an affordable, quiet rural lifestyle with strong community ties and low cost of living.
Median prices moved up 2.1% year over year.
Homes spend a median of 102 days on market with 4.6 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 20.1% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 79235, Floyd County TX
Crime rates in Floydada are generally low and consistent with rural West Texas trends, though specific localized data is not determinable.
Schools in the area are primarily served by the Floydada Collegiate ISD, which focuses on rural education and vocational pathways.
The area is subject to high wind events and occasional severe weather typical of the Llano Estacado; flood risk is generally low but varies by specific parcel.
Economic momentum is driven by the local agricultural sector, with recent infrastructure investments in broadband expansion supporting rural development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commutes are primarily local within Floydada, with regional access provided by US Highway 62 and 70.
Local amenities include city parks and community facilities, with regional recreation centered on agricultural tourism and local sports.
The rental market is characterized by limited inventory and stable demand, with few short-term rental pressures.
The economy is heavily reliant on agriculture, including cotton and pumpkin production, with support from local government and retail services.
Transportation is dominated by private vehicle use, with major highway access via US-62 and US-70.
Development is focused on small-scale rural business expansion and infrastructure upgrades.
The Floyd County Appraisal District manages property assessments for all taxing jurisdictions within the county.
Parcels are subject to Floydada Collegiate ISD and Floyd County hospital district taxes.
Property insurance premiums are influenced by regional wind and hail risk profiles common to the Texas Panhandle.
Texas operates under a non-judicial foreclosure doctrine with relatively short notice periods.
Texas law requires sellers to provide a standard Seller's Disclosure Notice regarding the condition of the property.
Data retrieved from US Census Bureau ACS 2020-2024 tables for ZCTA 79235.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
The central anchor of the city and county seat.
Provides local green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.