ZIP 80528
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Progress is computed from the research pipeline itself — address gates, seven parallel research tracks, governance and assembly. Typical run 30–60 seconds; this page updates automatically when the dossier lands.
ZIP 80528 — Fort Collins
The 80528 housing market shows signs of stabilization with a median listing price of $639,900 and a moderate inventory of 176 active listings. While year-over-year values have seen a slight decline, the market maintains a competitive sale-to-list ratio of 99%, indicating steady demand for well-priced properties.
This ZIP is well-suited for family buyers and professionals seeking suburban amenities, high-quality schools, and proximity to the employment hubs of Northern Colorado.
Median prices moved down 1.2% year over year.
Homes spend a median of 52 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.7% · poverty 6.1% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 80528, Larimer County CO
The area is served by highly-regarded public schools within the Poudre School District, which is frequently cited for its academic performance and strong community support.
The region faces standard wildfire and wind risks common to the Front Range, with insurance premiums reflecting these environmental exposures.
Fort Collins maintains a robust economic base anchored by Colorado State University, technology firms, and a growing healthcare sector, driving steady development momentum.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Colorado) — Statutory Agricultural Land Reclassification and Improvement Valuation: Under C.R.S. § 39-1-102(1.6)(a)(I), up to two acres of land directly underlying a residential improvement on agricultural parcels are segregated and assessed at residential rates (6.80% / 7. State (Colorado) — Senior and Disabled Veteran Property Tax Homestead Exemption: Exempts 50% of the first $200,000 of actual market value of the qualifying primary residential parcel from property taxation (a maximum actual value deduction of $100,000). State (Colorado) — Colorado Split Residential Property Tax Assessment Rate Structure: Imposes annual ad valorem property taxes determined using a bifurcated assessment rate system. Assessed Value = Actual (Market) Value × Assessment Rate. Beginning for tax years 2025/2026, residential property is assessed at 6.
Residents typically rely on personal vehicles for commuting, with convenient access to major corridors like I-25 and Harmony Road connecting to the broader Fort Collins employment core.
The area features extensive access to community parks, trail systems, and proximity to major shopping centers like the Foothills Mall and various golf courses.
The rental market remains stable with consistent demand driven by the university and local workforce, though inventory levels fluctuate seasonally.
The local economy is diversified across education, technology, and healthcare, with Colorado State University serving as a primary anchor employer.
Transportation is primarily highway-oriented, supported by the Transfort bus system which provides connectivity throughout the city.
Ongoing residential and mixed-use development continues in the southern portions of the city, focusing on expanding housing inventory and commercial services.
The Larimer County Assessor manages property valuations, conducting biennial reappraisals to align assessments with market value trends.
Parcels in this ZIP are subject to Poudre School District levies and may fall within specific metropolitan or utility districts providing water and sanitation services.
Property insurance markets in the region are sensitive to wildfire and hail risks, leading to moderate premium adjustments for homeowners.
Data not available in current ACS 5-year estimates for this specific ZCTA.
A major regional park featuring sports fields, trails, and a dog park.
A primary retail and dining destination serving the southern Fort Collins area.
No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 13.5% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $639,900 could not be independently corroborated and was removed pending review (no prior-cycle value to revert to); the case is under review in the Command Center.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.