Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
Colorado
Colorado's housing market has stabilized around a median residential sale price of $550,000, displaying a 0.0% year-over-year shift statewide as buyer purchasing power balances higher mortgage interest rates. Inventory levels remain somewhat balanced at 4.8 months of supply, with single-family detached homes exhibiting steady demand while attached condominiums and townhomes face lengthening market exposure and soft pricing.
Median prices moved up 4.4% year over year.
Homes spend a median of 50 days on market with 0.5 months of supply — a fast-moving market.
4% of listings have cut prices · homes sell at 90.34% of asking — demand is holding steady.
9 foreclosure-ledger notices — 0.0 per 10,000 residents · unemployment 3.7% · poverty 9.4% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this state — never individual records, and never an attribute of any individual property or resident. Federal enforcement activity is presented only at the state tier as regional context — never imputed onto any county, city, ZIP, neighborhood or parcel beneath it.
Deterministic aggregate of 64 researched counties — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Colorado — researched statewide history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
highest heat scores
lowest heat scores
The amenity base that shapes daily life and property demand in this state — what residents actually live with, and what the pipeline is adding.
Spanning over 415 square miles of alpine tundra, wilderness, and 14,000-foot peaks, drawing millions of international and domestic visitors annually for world-class hiking, wildlife viewing, and mountaineering.
Globally iconic open-air acoustic amphitheater naturally formed within red sandstone rock formations in Morrison, hosting world-renowned concert performances and morning fitness gatherings.
World-class ski terrain spanning thousands of acres of groomed runs and legendary back bowls, serving as an international anchor for luxury hospitality and winter tourism.
Downtown Denver's central athletic venues hosting the MLB Colorado Rockies, NBA Denver Nuggets, and NHL Colorado Avalanche, anchoring vibrant urban entertainment and dining districts.
Colorado's property and violent crime rates sit slightly above national averages, driven predominantly by auto thefts and property infractions in the central Denver metro corridor. Outside core urban nodes along the Front Range and throughout the mountain and rural counties, violent crime rates remain well below national thresholds.
Colorado operates under an open-enrollment public school choice framework, with high-performing suburban districts such as Cherry Creek, Boulder Valley, and Littleton consistently ranking among the top statewide. Overall school quality is heavily localized by district, with strong STEM programming across Front Range public charters.
Wildfire and severe hailstorms represent the primary natural perils across the state, with approximately one million Coloradans residing within elevated wildfire-risk zones. Expanding wildland-urban interfaces (WUI) have triggered substantial property insurance premium increases and tightened underwriting capacity along the Front Range foothills.
Economic expansion is anchored by advanced aerospace, technology, bioscience, defense, and tourism clusters spanning Denver, Boulder, and Colorado Springs. Major infrastructure investments, including Denver International Airport's continuous gate expansions and central I-25 corridor modernizations, underpin steady regional build-out.
Colorado levies a flat state individual income tax (4.40%) and has one of the lowest residential effective property tax rates in the nation (approx. 0.55%). Real property taxes are determined by county assessors applying a statutory residential assessment rate to market value, layered with local mill levies from municipalities, school districts, and special taxing authorities.
World-class alpine recreation defines the state, anchored by 28 ski resorts including Vail, Aspen, and Breckenridge, alongside Rocky Mountain National Park and 42 state parks. Thousands of miles of multi-use trails, gold-medal fly-fishing rivers, and premier golf courses offer exceptional four-season outdoor access.
Rental demand remains stable across Front Range university and job centers, although substantial multifamily deliveries in metro Denver have moderated asking rent growth. Short-term rentals are heavily concentrated and strictly regulated in high-demand mountain resort enclaves like Summit and Pitkin counties.
Colorado maintains a highly diversified, knowledge-based economy generating over $480 billion in gross state product, led by aerospace, bioscience, defense, energy, technology, and recreation. The statewide unemployment rate regularly tracks lower than the national benchmark, backed by one of the highest concentrations of college-educated labor in the United States.
Major arterial transportation depends on the Interstate 25 North-South Front Range spine and the Interstate 70 East-West mountain corridor, alongside RTD commuter light rail in metro Denver.
Statewide housing legislation has increasingly focused on transit-oriented development and easing accessory dwelling unit (ADU) restrictions to tackle affordability constraints along the Front Range corridor.
Parcels throughout Colorado frequently fall under Title 32 Special Districts, including Metropolitan Districts, which issue municipal debt to fund local infrastructure (roads, water/sewer trunk lines, recreation centers) and levy separate property mill rates.
Severe wildfire risks in the WUI and recurring Front Range hailstorms have caused property insurance premiums to rise substantially across the state. In response, Colorado established a state Fair Access to Insurance Requirements (FAIR) Plan to provide last-resort property coverage for homeowners unable to secure policies on the private market.
Statewide net domestic migration has moderated from the rapid pace of the 2010s, with recent IRS and state demography data showing net out-migration from high-cost urban cores such as Denver, offset by steady in-migration of specialized technical talent from coastal states.
Colorado utilizes a unique non-judicial foreclosure mechanism supervised by an elected or appointed county Public Trustee rather than requiring a full judicial lawsuit in every case. The process typically requires between 110 to 125 days between the recording of the Notice of Election and Demand (NED) and the public trustee sale, with statutory pre-sale cure provisions available to the borrower.
Colorado state law and the Colorado Real Estate Commission mandate that sellers complete a comprehensive Seller's Property Disclosure form disclosing all known adverse material latent defects regarding structural integrity, water intrusions, environmental hazards, and appliance conditions before contract closing.
Retrieved from Census Bureau ACS 1-year and 5-year data profiles for Colorado; financial indicators reflect published Census ACS tables.
Colorado's housing market has stabilized around a median residential sale price of $550,000, displaying a 0.0% year-over-year shift statewide as buyer purchasing power balances higher mortgage interest rates. Inventory levels remain somewhat balanced at 4.8 months of supply, with single-family detached homes exhibiting steady demand while attached condominiums and townhomes face lengthening market exposure and soft pricing.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
No recorded foreclosure notices for Colorado yet. Counties ingest on the scheduled rotation — absence here reads as no recorded notices, not as verified zero distress.