The story of this market
The typical home in ZIP 80734 sells for about $284,900, or $135 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 80734 — Holyoke
The housing market in 80734 is characterized by low inventory and stable, modest price growth driven by local demand. Sales volume remains low, reflecting a quiet rural market where properties typically stay on the market for several months. The market is currently balanced, with no significant speculative pressure or rapid development activity.
This ZIP is best suited for families and individuals seeking a quiet, affordable small-town lifestyle, as well as agricultural workers and retirees looking for a low-cost-of-living environment.
Median prices moved up 2.5% year over year.
Homes spend a median of 112 days on market with 8.5 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 9.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 80734, Phillips County CO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Holyoke are generally low, consistent with rural Phillips County trends and significantly below national urban averages.
The area is served by the Holyoke School District RE-1J, which maintains a stable reputation for small-town educational outcomes.
The region faces moderate risks from severe thunderstorms and high winds, with standard wildfire mitigation practices recommended for rural properties.
Economic momentum is driven primarily by the agricultural sector, with limited new commercial development and a focus on maintaining existing infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Colorado) — Statutory Agricultural Land Reclassification and Improvement Valuation: Under C.R.S. § 39-1-102(1.6)(a)(I), up to two acres of land directly underlying a residential improvement on agricultural parcels are segregated and assessed at residential rates (6.80% / 7. State (Colorado) — Senior and Disabled Veteran Property Tax Homestead Exemption: Exempts 50% of the first $200,000 of actual market value of the qualifying primary residential parcel from property taxation (a maximum actual value deduction of $100,000). State (Colorado) — Colorado Split Residential Property Tax Assessment Rate Structure: Imposes annual ad valorem property taxes determined using a bifurcated assessment rate system. Assessed Value = Actual (Market) Value × Assessment Rate. Beginning for tax years 2025/2026, residential property is assessed at 6.
Commutes are primarily local within the town of Holyoke, with limited transit options and reliance on personal vehicles for regional travel.
Local amenities include the Holyoke City Park and nearby recreational facilities, with limited large-scale shopping or entertainment venues within a 3-mile radius.
The rental market is characterized by low inventory and steady demand from local workers, with limited turnover and minimal short-term rental presence.
The economy is heavily anchored by agriculture, including dryland farming and livestock production, which supports the majority of local employment.
Transportation is dominated by highway access via US-385 and US-6, with no public transit infrastructure serving the area.
There are no major large-scale commercial or residential developments currently approved or under construction in the ZIP.
The Phillips County Assessor manages property valuations, focusing on agricultural land use and residential market adjustments.
Parcels are subject to local school district levies and county-wide special districts for fire protection and hospital services.
Property insurance premiums are influenced by regional weather risks, including hail and wind, with standard market availability.
Data retrieved from data.census.gov ZCTA 80734 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Central community green space for local events and recreation.
Hosts local agricultural events and community gatherings.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.