The story of this market
The typical home in ZIP 87545 sells for about $373,600, or $215 per square foot.
Prices are roughly flat from a year ago (+0.7%), a market in balance. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,450 a month.
ZIP 87545 — Los Alamos
The housing market in 87545 remains stable with low inventory and limited sales activity. Prices have seen modest growth, reflecting broader regional trends, though the market is constrained by its rural location and limited housing stock.
This ZIP is best suited for those seeking rural living, retirees, or individuals working in regional agriculture and local services who prioritize space over proximity to urban amenities.
Median prices moved up 0.7% year over year.
Homes spend a median of 48 days on market with 6.0 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.5% · poverty 15.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 87545, Rio Arriba County, NM
The area faces moderate wildfire risk and standard regional flood exposure; insurance availability remains stable but premiums are rising.
Economic momentum is limited by the rural nature of the geography, with primary employment centered on local services and regional agriculture.
Property taxes are assessed at the county level based on fair market value, with standard exemptions for primary residences and agricultural land.
Commutes are primarily car-dependent, with residents traveling to regional employment hubs via state highways.
The area features access to regional outdoor recreation, including hiking trails and public lands, with limited local shopping and dining options.
The rental market is characterized by low inventory and limited turnover, with most units being single-family homes.
The economy is driven by agriculture, local government, and small-scale tourism.
Transportation is entirely reliant on private vehicles with no public transit infrastructure.
Development is minimal, focusing on residential infill and small-scale agricultural improvements.
The county appraisal district assesses property based on annual market value updates and state-mandated agricultural use valuations.
Parcels are subject to local school district taxes and county-wide emergency service levies.
Property insurance premiums are influenced by regional wildfire risk and the availability of fire protection services.
Data retrieved from data.census.gov for ZCTA 87545.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- La Fonda del Sol Restaurant & Catering4.416.8 mi
- Bandelier National Monument Visitor Center4.88 mi
- Bandelier National Monument4.87.2 mi
- Puye Cliff Dwellings4.67.3 mi
- Valles Caldera National Preserve4.810.7 mi
- Pajarito Mountain Ski Area4.54.5 mi
- Bandelier National Monument Visitor Center4.88 mi
- Puye Cliff Dwellings4.67.3 mi
- Bradbury Science Museum4.60.9 mi
- Tsankawi Unit - Bandelier National Monument4.75.2 mi
- Los Alamos History Museum4.70.7 mi
- Bandelier National Monument Visitor Center4.88 mi
- Bandelier National Monument4.87.2 mi
- Puye Cliff Dwellings4.67.3 mi
- Valles Caldera National Preserve4.810.7 mi
- Pajarito Mountain Ski Area4.54.5 mi
- Los Alamos County Golf Course4.20.7 mi
- Smith's Marketplace41.2 mi
- Santa Fe Regional Airport (SAF)3.722.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides access to hiking and outdoor activities.
Supports local tourism and regional connectivity.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.