The story of this market
The typical home in ZIP 94015 sells for about $1,098,000, or $650 per square foot.
Prices are down 2.5% from a year ago, which gives buyers more room to negotiate. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $3,200 a month.
ZIP 94015 — Daly City
The 94015 housing market remains stable with high demand driven by its strategic location near San Francisco. While inventory remains tight, price growth has moderated compared to previous years, reflecting broader regional economic adjustments. Buyers are currently facing a competitive environment with limited supply, keeping prices elevated despite slight year-over-year fluctuations.
This ZIP is ideal for commuters and families seeking a suburban environment with relatively easier access to San Francisco than deeper Peninsula locations, offering a balance of density and regional connectivity.
Median prices moved down 2.5% year over year.
Homes spend a median of 28 days on market with 2.1 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 94015, San Mateo County, CA
Daly City generally experiences property crime rates consistent with suburban San Mateo County, though violent crime remains relatively low compared to major urban centers in the Bay Area.
Schools serving the 94015 area are part of the Jefferson Elementary and Jefferson Union High School Districts, with performance ratings varying significantly by specific campus.
The area faces moderate risks related to seismic activity common to the San Francisco Peninsula and localized fog-related moisture, with standard insurance requirements for coastal California.
Economic momentum is driven by proximity to San Francisco and Silicon Valley employment hubs, with ongoing infill development and residential renovation projects characterizing the local landscape.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents benefit from proximity to BART stations and major highway corridors like I-280 and CA-1, providing direct access to downtown San Francisco and the Peninsula employment centers.
The area features access to coastal trails, local community parks, and proximity to major shopping centers like Serramonte Center, offering a mix of suburban convenience and outdoor access.
The rental market is highly competitive due to the area's proximity to San Francisco, with steady demand for multi-family units and single-family rentals.
The local economy is heavily influenced by the broader San Francisco-San Mateo labor market, with significant employment in retail, healthcare, and professional services.
The area is served by the Daly City BART station and extensive SamTrans bus routes, facilitating transit-oriented commuting to San Francisco.
Development is focused on transit-oriented housing projects near BART and the revitalization of older commercial corridors.
The San Mateo County Assessor maintains property valuations based on the purchase price plus the annual 2% inflation adjustment allowed under Proposition 13.
Parcels are subject to various special assessments including school district bonds, community college district levies, and flood control district fees.
Property insurance premiums are rising due to regional wildfire risk assessments and general inflationary pressure on construction costs.
Net domestic migration in the region has been impacted by high housing costs, leading to a trend of outward movement to more affordable inland areas.
California operates as a non-judicial foreclosure state, with a standard notice of default and trustee sale process.
Sellers are required to provide a comprehensive Transfer Disclosure Statement (TDS) covering all known material defects of the property.
Data retrieved from data.census.gov ZCTA 94015 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional shopping mall serving the Daly City area.
Coastal access and scenic hiking trails along the Pacific.
Community park providing recreational space and sports facilities.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).