ZIP 95013 — Coyote

Crime rates in this rural-fringe area are generally lower than the San Jose urban core, though property crime remains a regional concern.

Schools serving this area are part of the San Jose Unified School District, which maintains a diverse range of performance ratings across its campuses.

The area is located in a high-risk zone for wildfires and requires specialized insurance coverage due to its proximity to the Coyote Valley wildland-urban interface.

Development is strictly limited by the Coyote Valley greenbelt preservation policies, focusing growth toward existing San Jose employment hubs rather than local expansion.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Commuters rely on Highway 101 for access to Silicon Valley employment centers, with limited public transit options available in this low-density zone.

The area is defined by its proximity to Coyote Valley Open Space Preserve and various hiking trails, with limited retail and dining options within the immediate ZIP.

The rental market is extremely limited with very low inventory, primarily consisting of single-family homes and accessory dwelling units.

The economy is heavily integrated with the broader Silicon Valley tech sector, with residents commuting to major employers in San Jose and Santa Clara.

Transportation is dominated by private vehicle use via Highway 101, with minimal public transit infrastructure serving this rural ZIP.

Development is largely restricted by the Coyote Valley Specific Plan, which prioritizes environmental conservation over new residential construction.

The Santa Clara County Assessor manages property valuations, adhering to Proposition 13 assessment caps.

Parcels are subject to Santa Clara Valley Water District levies and various local school district bond measures.

Property insurance premiums are elevated due to the area's classification as a high-risk wildfire zone.