LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 96712 sells for about $1,350,000, or $985 per square foot.

Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $3,800 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 96712 — Haleiwa

Honolulu County →Honolulu marketrefreshed Sep 29, 2026next refresh Oct 29, 2026
Market mood · cautiously optimistic

The housing market in 96712 remains stable with high price points driven by limited inventory and strong demand for North Shore properties. While sales volume is low, values have maintained a steady upward trajectory. Some figures, such as specific permit activity, were not determinable at the ZIP level.

Who this ZIP fits

This ZIP is ideal for those seeking a rural, surf-oriented lifestyle, including families and outdoor enthusiasts who can tolerate a long commute to urban employment centers.

Parent geography
Haleiwa · no city intel reportHonolulu County →Hawaii state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 109.4 km²Water area · 12.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$1,350,000
+3.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
42
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
71
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.2% year over year.

51
Liquidity/100

Homes spend a median of 48 days on market with 7.0 months of supply — a balanced-paced market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 7.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$700,000$1,050,000$1,400,000$1,750,000$2,100,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2022 5-year estimates
Population base
8,359

ZCTA 96712, Honolulu County, HI

Area context
Crime & safety

Crime rates in the Haleiwa area are generally low compared to the broader Honolulu urban core, with property crime being the primary concern for residents.

Schools & education

Schools serving the area are part of the Hawaii Department of Education, generally receiving moderate ratings with a focus on community-integrated learning.

Environmental & hazard

The area faces significant exposure to coastal flooding, tsunami risks, and high-wind events, necessitating robust property insurance coverage.

Growth & development

Economic momentum is driven by tourism, agriculture, and small-scale local commerce, with limited large-scale industrial development due to zoning and environmental protections.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Transportation & commute

Commuting to Honolulu's employment core involves a long drive along the Kamehameha Highway, which is prone to heavy traffic congestion during peak hours.

Recreation & amenities

The area is world-renowned for its North Shore surfing beaches, hiking trails, and outdoor recreational opportunities, with local shopping and dining concentrated in Haleiwa town.

Rental market

The rental market is tight with high demand from both long-term residents and seasonal workers, often influenced by the prevalence of short-term vacation rentals.

Economy & employers

The economy is heavily reliant on tourism, agricultural operations, and small business services catering to the local community and visitors.

Transportation & infrastructure

Public transit is limited to bus services connecting the North Shore to the rest of the island, with no rail or major highway alternatives.

Development pipeline

Development is strictly controlled by state and county land-use policies to preserve the rural character of the North Shore.

County appraisal district

The City and County of Honolulu Real Property Assessment Division manages annual assessments based on market data.

Special districts

Parcels are subject to state-level land use districts and county zoning ordinances.

Insurance & hazard market

Property insurance premiums are high due to significant natural hazard risks, including hurricanes and coastal flooding.

Discovery profileACS 2022 5-year estimates
Census profile · ZCTA 96712, Honolulu County, HI
Population
8,359
Median age
42.5 yrs
Owner-occupancy
62%
Median home value
$1,150,000
Median gross rent
$2,450
Median household income
$98,450
Median year built
1978
Vacancy rate
8.5%
Renter share
38%
Owner cost burden
32%
Renter cost burden
45%
Work-from-home share
15%
Mean commute
45 min
Bachelor's or higher
38%
Unemployment
2.3%
Poverty rate
7.5%
Avg household size
2.8
White
52%
Asian
22%
Two or More Races
18%
Other
8%

Data retrieved from Census Bureau ZCTA profiles for 96712.

Public schools · 2
Haleiwa ElementaryElementary5/10Hawaii Department of EducationServes the local community.
Waialua High & IntermediateHigh6/10Hawaii Department of EducationPrimary secondary school for the area.
School districts
Hawaii Department of EducationN/AStatewide unified school district.
Utilities & services
ElectricHawaiian ElectricPrimary provider for the island.
WaterHonolulu Board of Water SupplyMunicipal water service.
InternetHawaiian Telcom / SpectrumMajor broadband providers.
Major employers & industries
Tourism IndustryHospitalityPrimary economic driver.
Local AgricultureAgricultureSignificant land use and employment.
Major amenities · ZIP 96712
Theme, amusement & water parks
6 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
18 · 13 mi
Lakes, marinas & beaches
4 · 20 mi
Golf
5 · 13 mi
Shopping & dining districts
12 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Waimea Bay
Beach

Famous surfing destination and recreational beach.

Haleiwa Town Center
Shopping/Dining

Historic district with local boutiques and restaurants.

Laniakea Beach
Beach

Popular spot for viewing sea turtles.

On the horizon · announced & under construction
North Shore Infrastructure UpgradesInfrastructureOngoingPeriodic road and utility improvements along Kamehameha Highway.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.