LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 96791 sells for about $1,100,000, or $711 per square foot.

Prices are up +14% from a year ago, so sellers still have some momentum. Homes take about 33 days to sell. HUD's fair market rent for a two-bedroom is $4,367 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 96791 — Waialua

Honolulu County →Honolulu marketrefreshed Oct 15, 20262 cycles retainednext refresh Nov 14, 2026
Market mood · cautiously optimistic

The Waialua housing market remains competitive with a median price of $1.1M, driven by limited inventory and high demand for North Shore properties. While sales volume is low, prices have seen a 14% year-over-year increase. Rental demand is strong, with average rents significantly higher than the state average.

Who this ZIP fits

This area is best suited for lifestyle-oriented buyers, surfers, and those seeking a rural coastal environment, though it requires a significant commute for those working in Honolulu.

Parent geography
Waialua · no city intel reportHonolulu County →Hawaii state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 94.6 km²Water area · 8.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$1,100,000
+14% year over year
Corroborated · 1 anchor · 5.8% off nearest
Days on market
33 days
Active listings
65
Listings with price cuts
14%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 14.0% year over year.

52
Liquidity/100

Homes spend a median of 33 days on market with 8.1 months of supply — a balanced-paced market.

70
Momentum/100

14% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

87
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 8.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$500,000$750,000$1,000,000$1,250,000$1,500,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
6,419

ZCTA 96791, Honolulu County HI

Area context
Environmental & hazard

The area faces significant exposure to coastal flooding, tsunami risks, and high-wind events typical of the North Shore of Oahu.

Growth & development

Economic momentum is driven by tourism, agriculture, and local small businesses, with limited large-scale industrial development.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Transportation & commute

Commuting to Honolulu's employment core involves a long drive via Kamehameha Highway or H-2, often exceeding 60 minutes depending on traffic.

Recreation & amenities

The area offers immediate access to North Shore beaches, surfing spots, coastal trails, and local shopping in nearby Haleiwa.

Rental market

The rental market is tight with high demand, influenced by a mix of long-term residents and seasonal demand; average rents have shown upward pressure.

Economy & employers

The local economy is anchored by tourism, agricultural operations, and small-scale retail services.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles, with limited public transit options connecting to the Honolulu urban core.

Development pipeline

Development is strictly regulated by state and county land-use policies to preserve agricultural and coastal character.

County appraisal district

The City and County of Honolulu Real Property Assessment Division manages annual valuations based on market data.

Special districts

Parcels are subject to standard county property tax and utility service districts.

Insurance & hazard market

Insurance premiums are high due to significant natural hazard risks, including wind and flood exposure.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 96791, Honolulu County HI
Population
6,419
Median age
37.5 yrs
Owner-occupancy
56.3%
Median home value
$850,000
Median gross rent
$2,200
Median household income
$95,000
Median year built
1985
Vacancy rate
11.7%
Renter share
43.7%
Owner cost burden
25%
Renter cost burden
35%
Population change
+0.5%
Work-from-home share
12%
Mean commute
45 min
Bachelor's or higher
32%
Unemployment
4.5%
Poverty rate
8%
Avg household size
3.13
White
30.4%
Asian
34.4%
Native Hawaiian/Pacific Islander
5%
Two or More Races
19%
Hispanic
9.7%
Other
1.5%

Data retrieved from census.gov ZCTA profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Waialua High & Intermediate SchoolHigh
Waialua Elementary SchoolElementary5Hawaii Department of Education
School districts
Hawaii Department of EducationN/AStatewide unified school district.
Utilities & services
ElectricHawaiian ElectricPrimary provider for Oahu.
WaterHonolulu Board of Water SupplyMunicipal water service.
Major employers & industries
Local Tourism/HospitalityTourismMajor regional employer.
Agricultural OperationsAgricultureSignificant land use and employer.
Major amenities · ZIP 96791
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
17 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
5 · 20 mi
Shopping & dining districts
9 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Waialua Beach
Beach

Popular coastal access point for surfing and recreation.

Haleiwa Town
Shopping/Dining

Historic district with local boutiques and restaurants nearby.

Sources · 8 cited

Key-figure check: median price corroborated by the published ten-year series (2026) (within 12.5%).