LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 96797 sells for about $821,000, or $514 per square foot.

Prices are up +23% from a year ago, so sellers still have some momentum. Homes take about 32 days to sell. HUD's fair market rent for a two-bedroom is $2,750 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 96797 — Waipahu

Honolulu County →Honolulu marketrefreshed Sep 29, 2026next refresh Oct 29, 2026
Market mood · cautiously optimistic

The Waipahu housing market shows resilience with a 23% year-over-year price increase, reflecting strong demand for suburban Oahu housing. While inventory remains tight, the market is supported by steady employment and transit infrastructure improvements. Figures for specific metrics like active inventory and price cuts are based on current portal data for the 96797 ZIP code.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking a balance between suburban living and access to major Oahu employment centers, as well as investors targeting the stable rental demand.

Parent geography
Waipahu · no city intel reportHonolulu County →Hawaii state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 49.9 km²Water area · 4.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$821,000
+23% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
32 days
Active listings
148
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
84
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 23.0% year over year.

78
Liquidity/100

Homes spend a median of 32 days on market with 3.5 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 8.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$400,000$600,000$800,000$1,000,000$1,200,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,600$2,000$2,400$2,800$3,200

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+1.3%

versus the prior ACS vintage

Population base
72,435

ZCTA 96797, Honolulu County HI

Area context
Crime & safety

Crime rates in Waipahu are generally consistent with broader Honolulu County trends, with property crime being the primary concern. The area is considered moderately safe compared to denser urban centers in the region.

Schools & education

Schools in the area are part of the Hawaii Department of Education system, with performance varying by specific campus; many local schools are undergoing facility upgrades to support growing enrollment.

Environmental & hazard

The area faces risks typical of Oahu, including potential for heavy rainfall and localized flooding in low-lying zones. Insurance premiums are influenced by regional exposure to wind and storm events.

Growth & development

Economic momentum is driven by proximity to major employment hubs in West Oahu and ongoing residential development in the Waikele and Waipahu master-planned areas.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Transportation & commute

Residents typically commute toward downtown Honolulu or the Kapolei employment hub via the H-1 freeway, with increasing access to the Skyline rail transit system.

Recreation & amenities

The area features access to the Waikele Premium Outlets, several community parks, and proximity to regional golf courses like the Waikele Country Club.

Rental market

The rental market is characterized by high demand and low vacancy rates, driven by the area's central location and relative affordability compared to Honolulu proper.

Economy & employers

The economy is anchored by retail, tourism, and government services, with significant employment provided by nearby military installations and the Kapolei commercial district.

Transportation & infrastructure

The area is served by the H-1 freeway and the developing Skyline rail line, providing critical transit links to the rest of Oahu.

Development pipeline

Development is focused on transit-oriented projects near rail stations and continued residential infill in the Waikele area.

County appraisal district

The City and County of Honolulu Real Property Assessment Division manages annual valuations for all parcels.

Special districts

Parcels are subject to standard municipal utility and school district levies as determined by the State of Hawaii and Honolulu County.

Insurance & hazard market

Property insurance markets are stable but sensitive to regional hurricane and flood risk assessments.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 96797, Honolulu County HI
Population
72,435
Median age
38.6 yrs
Owner-occupancy
58.2%
Median home value
$795,000
Median gross rent
$2,450
Median household income
$114,654
Median year built
1988
Vacancy rate
4.2%
Renter share
41.8%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
+1.3%
Work-from-home share
14.2%
Mean commute
30.6 min
Bachelor's or higher
32.4%
Unemployment
3.8%
Poverty rate
8.8%
Avg household size
3.1
Asian
52.4%
White
12.1%
Hispanic
6.2%
Two or more races
24.5%
Other
4.8%

Data retrieved from Census Reporter and ZCTA-level ACS tables.

Public schools · 2
Waipahu High SchoolHigh6/10Hawaii Department of EducationServes the majority of the ZIP code.
Waipahu ElementaryElementary5/10Hawaii Department of EducationCore elementary school for the central district.
School districts
Hawaii Department of EducationStatewideThe sole public school district serving the entire state of Hawaii.
Utilities & services
ElectricHawaiian ElectricPrimary provider for the island of Oahu.
InternetHawaiian Telcom / SpectrumMajor broadband providers in the region.
Major employers & industries
State of HawaiiGovernmentMajor regional employer.
U.S. MilitaryDefenseSignificant regional economic anchor.
Major amenities · ZIP 96797
Theme, amusement & water parks
14 · 20 mi
Entertainment venues, stadiums & amphitheaters
10 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Lakes, marinas & beaches
10 · 20 mi
Golf
20+ · 13 mi
Shopping & dining districts
11 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Waikele Premium Outlets
Shopping

Major regional shopping destination featuring numerous retail outlets.

Waikele Country Club
Golf

Public-access golf course offering scenic views of the island.

On the horizon · announced & under construction
Skyline Rail ExpansionInfrastructureUnder ConstructionOngoing expansion of the Honolulu rail system connecting West Oahu to the urban core.
Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.