LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 96825 sells for about $1,290,000, or $750 per square foot.

Prices are roughly flat from a year ago (+0.08%), a market in balance. Homes take about 51 days to sell. HUD's fair market rent for a two-bedroom is $4,200 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 96825 — Urban Honolulu

Honolulu County →Honolulu marketrefreshed Sep 29, 2026next refresh Oct 29, 2026
Market mood · cautiously optimistic

The 96825 housing market remains stable with high price points driven by limited inventory and strong demand for waterfront and valley properties. While sales volume is moderate, the area continues to see slight year-over-year price appreciation. Buyers are primarily local families and professionals, though the market is constrained by geography and high cost-of-living factors.

Who this ZIP fits

This area is ideal for affluent families and professionals seeking a suburban, water-oriented lifestyle with access to outdoor recreation and quality schools.

Parent geography
Urban Honolulu · no city intel reportHonolulu County →Hawaii state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 28.2 km²Water area · 5.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$1,290,000
+0.08% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
51 days
Active listings
142
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
71
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved up 0.1% year over year.

68
Liquidity/100

Homes spend a median of 51 days on market with 3.7 months of supply — a fast-moving market.

69
Momentum/100

18% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$800,000$1,000,000$1,200,000$1,400,000$1,600,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,800$3,500$4,200$4,900$5,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
−120 people

net outflow — more people moved out than in

Population base
28,500

ZCTA 96825, Honolulu County HI

Area context
Crime & safety

Crime rates in the Hawaii Kai area are generally lower than the Honolulu city-wide average, with property crime being the primary concern.

Schools & education

The area is served by highly-rated public schools within the Hawaii Department of Education system, including Kaiser High School.

Environmental & hazard

The area faces risks from coastal flooding, tsunami zones, and wildfire exposure in the surrounding valley slopes.

Growth & development

Development is largely built-out with limited new residential inventory; economic momentum is driven by tourism, military support, and local retail services.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Transportation & commute

Commuters face significant traffic congestion on Kalanianaʻole Highway, the primary artery connecting the area to downtown Honolulu and employment hubs.

Recreation & amenities

The area features extensive access to the Hawaii Kai Marina, Koko Head Crater Trail, Hanauma Bay Nature Preserve, and multiple shopping centers.

Rental market

The rental market is tight with high demand for single-family homes and townhomes; short-term rentals are strictly regulated by county ordinance.

Economy & employers

The local economy is anchored by tourism, retail, and service industries, with many residents commuting to downtown Honolulu or military installations.

Transportation & infrastructure

Public transit is provided by TheBus, with limited express routes serving the area toward the urban core.

Development pipeline

Development is constrained by geography and zoning, with current planning focused on infrastructure maintenance and residential density management.

County appraisal district

The City and County of Honolulu Real Property Assessment Division manages annual valuations.

Special districts

Parcels are subject to standard municipal utility and school district levies.

Insurance & hazard market

Property insurance premiums are elevated due to high exposure to wind, flood, and wildfire risks.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 96825, Honolulu County HI
Population
28,500
Median age
48.5 yrs
Owner-occupancy
68.2%
Median home value
$1,245,000
Median gross rent
$3,100
Median household income
$153,210
Median year built
1978
Vacancy rate
5.4%
Renter share
31.8%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
-0.5%
Net migration
-120
Work-from-home share
22.4%
Mean commute
34.2 min
Bachelor's or higher
62.5%
Unemployment
3.2%
Poverty rate
4.8%
Avg household size
2.7
White
28.5%
Asian
45.2%
Hispanic
8.1%
Two or More Races
16.5%
Other
1.7%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools · 2
Kaiser High SchoolHigh8/10Hawaii Department of EducationHighly regarded public high school.
Hahaione ElementaryElementary7/10Hawaii Department of EducationServes the local valley community.
School districts
Hawaii Department of EducationN/AStatewide district managing all public schools.
Utilities & services
ElectricHawaiian ElectricPrimary provider for the island.
InternetHawaiian Telcom / SpectrumBroadband and fiber services available.
Water/SewerCity and County of HonoluluMunicipal water and wastewater services.
Major employers & industries
State of HawaiiGovernmentMajor regional employer.
U.S. MilitaryDefenseSignificant regional economic impact.
Major amenities · ZIP 96825
Theme, amusement & water parks
9 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Lakes, marinas & beaches
7 · 20 mi
Shopping & dining districts
12 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Hawaii Kai Marina
Waterfront

Private marina offering boating and water sports access.

Hanauma Bay Nature Preserve
Park

World-renowned marine life conservation area.

Koko Head District Park
Park

Features hiking trails and athletic facilities.

On the horizon · announced & under construction
Hawaii Kai Shopping Center RenovationsCommercialOngoingPeriodic upgrades to retail and dining infrastructure.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.