The story of this market
The typical home in ZIP 25414 sells for about $419,000, or $252 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,061 a month.
ZIP 25414 — Charles Town
The 25414 market is characterized by steady demand from commuters and local residents, with prices showing modest year-over-year growth. While the area remains an attractive alternative to the D.C. metro, investors should exercise caution due to the need for local operational expertise. Current inventory levels are balanced, supporting a stable outlook for the near term.
This ZIP is well-suited for family buyers and commuters seeking more affordable housing options compared to the D.C. metro core. It is less ideal for passive investors due to the need for local operational oversight.
Median prices moved up 2.1% year over year.
Homes spend a median of 48 days on market with 3.8 months of supply — a fast-moving market.
14% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 6.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 25414, Jefferson County WV
Crime rates in the Charles Town area remain generally lower than national urban averages, with property crime being the primary reported concern. Local law enforcement maintains a stable presence, and the area is considered safer than larger regional hubs like Baltimore or D.C.
Schools serving the 25414 ZIP are part of the Jefferson County school system, which generally maintains moderate performance ratings. The district is characterized by steady growth and ongoing efforts to manage capacity as the population increases.
The area faces moderate risks related to seasonal flooding in low-lying areas near the Shenandoah and Potomac rivers. Standard property insurance is widely available, though homeowners in specific flood zones are required to carry additional coverage.
Economic momentum is driven by proximity to the D.C. metro area and the expansion of regional logistics and manufacturing hubs. Infrastructure development is focused on improving transit corridors to accommodate the growing commuter population.
Property taxes are assessed at the county level by Jefferson County, with rates applied to the assessed value of real property. The jurisdiction utilizes a standard millage rate structure, and there are no municipal income taxes specific to this ZIP code.
Commuters primarily utilize WV-9 and US-340 to access employment hubs in Northern Virginia and the D.C. metro area. The commute is characterized by significant drive times, often exceeding 60 minutes during peak hours.
Residents have access to the Shenandoah River for water sports, several local parks, and historic sites like Harpers Ferry nearby. Shopping and dining are concentrated in the downtown Charles Town area and along the major highway corridors.
The rental market is competitive with moderate vacancy pressure, driven by demand from commuters and local workers. Investors should note that rent delinquency patterns have been observed, requiring active management.
The economy is anchored by the gaming and hospitality sector, government services, and a growing logistics industry. It serves as a bedroom community for the broader Washington-Arlington-Alexandria metro area.
Transportation relies heavily on private vehicle use via US-340 and WV-9. Public transit options are limited, though some regional bus services connect to MARC train stations in Maryland.
Development is focused on residential subdivisions and mixed-use projects near the Charles Town city limits. Infrastructure planning is prioritizing road capacity improvements to mitigate commuter congestion.
Parcels are subject to Jefferson County property taxes and standard utility district fees. No major MUD/PID districts are currently reported for this specific ZIP.
Property insurance premiums are stable, though hazard coverage for flood and wind is a standard consideration for local homeowners.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Dinosaur Land4.319.7 mi
- Harpers Ferry Waterpark4.65.9 mi
- Chuck E. Cheese4.217.7 mi
- JayDee's Family Fun Center4.112.2 mi
- Escape Room LOCO4.819.2 mi
- Stone Tower Winery4.518.1 mi
- Summit Point Motorsports Park4.85.5 mi
- Vanish Farmwoods Brewery4.517.9 mi
- Tuscarora Mill Restaurant4.619.2 mi
- Alamo Drafthouse Cinema Winchester4.419.7 mi
- Harpers Ferry National Historical Park4.87.5 mi
- Great Country Farms4.511.2 mi
- Bluemont Vineyard4.411 mi
- River Riders Family Adventure Resort4.57 mi
- Weverton Cliffs4.811.7 mi
- Antietam National Battlefield4.916.4 mi
- Old Town Winchester4.616.6 mi
- Crystal Grottoes Caverns4.519.8 mi
- Morven Park Grounds4.818.1 mi
- Museum of the Shenandoah Valley4.817.2 mi
- Harpers Ferry National Historical Park4.87.5 mi
- Raven Rocks Trailhead4.79.5 mi
- Maryland Heights Trailhead4.79.1 mi
- Clearbrook Park4.711.9 mi
- Maryland Heights4.99.2 mi
- Harpers Ferry Campground3.98.2 mi
- Great Country Farms4.511.2 mi
- Harris Teeter4.312.4 mi
- Kohl's4.35 mi
- Homespun Shakes & Burgers, Berryville4.79.2 mi
- Rt. 340 Harpers Ferry Indoor/Outdoor Flea Market4.25.1 mi
- Dulles International Airport4.130.4 mi
- Capital One Lounge at IAD4.330.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major historic site and outdoor recreation area nearby.
Central hub for local commerce and dining.
Major regional employer and entertainment venue.
Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).