The story of this market
The typical home in ZIP 39328 sells for about $225,000, or $115 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $431 a month.
ZIP 39328 — De Kalb
The housing market in 39328 is characterized by low inventory and slow turnover, typical of a rural Mississippi market. Prices have seen modest appreciation, but the market remains highly sensitive to local economic conditions and limited buyer demand. Most activity is driven by local residents rather than speculative investment.
This ZIP is best suited for those seeking affordable rural living, agricultural land, or individuals with established local employment who prioritize lower housing costs over proximity to urban amenities.
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 8.5 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 17.9% · poverty 30.0% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 39328, Kemper County MS
Schools in this rural Kemper County area are primarily served by the Kemper County School District, which faces significant challenges in state accountability ratings.
The area is subject to standard regional risks including severe thunderstorms and occasional tornado activity; flood risk is localized to low-lying areas near water bodies.
Economic momentum is limited, with the area primarily driven by agriculture, forestry, and local government services; there is minimal large-scale commercial development.
Property taxes are assessed at the county level by Kemper County; the rate is determined by the millage rate applied to the assessed value of real property.
Residents typically rely on personal vehicles for long commutes to regional employment hubs in Meridian or other parts of East Mississippi.
Recreation is largely centered on outdoor activities such as hunting, fishing, and local community parks within the rural landscape.
The rental market is characterized by low inventory and limited turnover, with demand primarily driven by local workforce needs.
The economy is heavily reliant on the agricultural and forestry sectors, with limited industrial or corporate presence.
Transportation is entirely dependent on private vehicle use via state highways; there is no public transit infrastructure.
No major commercial or residential developments are currently reported for this rural ZIP code.
Kemper County Tax Assessor manages property valuations based on state-mandated assessment cycles.
Parcels are subject to Kemper County school and general fund millage rates.
Property insurance premiums are influenced by regional weather risks, including wind and hail exposure common in Mississippi.
Mississippi is a non-judicial foreclosure state.
Mississippi requires sellers to provide a property condition disclosure statement for residential real estate transfers.
Data retrieved from Census Reporter and Data Commons profiles for ZCTA 39328.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local opportunities for fishing and outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.