The story of this market
The typical home in Kemper County, Mississippi sells for about $136,427, or $153 per square foot.
Prices are up +11.37% from a year ago, so sellers still have some momentum. Homes take about 72 days to sell, which is slow. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $905 a month.
HUD sets the fair market rent for a 2-bedroom at $905 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Monthly price momentum
Home values since 2015
+2.5%
MS · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,185
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
82
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $4,058,280.
Mortgage activity
Home lending in this county
56.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 120 | 54 | 56.1% | 10.8% | $100,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kemper County, Mississippi
Kemper County's housing market is characterized by high affordability with a median home value of $136,427 and a favorable price-to-income ratio. While home values have seen double-digit year-over-year growth, the market remains rural and slow-moving with limited inventory and a shrinking long-term population trend.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 7 ZIP reports
Median prices moved down 2.4% year over year.
Homes spend a median of 53 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 1.78% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.5% · poverty 24.6% — a mixed stability profile.
Deterministic aggregate of 7 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 39328 | De Kalb | $225,000 | $115 | +2.5% | 120 | 96% | 12% | 8.5 | 17 | $431 | researched Sep 26 |
| 39350 | Philadelphia | $199,999 | $105 | +2.5% | 88 | 96.5% | 12% | 4.2 | 62 | $836 | researched Sep 26 |
| 39352 | Porterville | $145,000 | $98 | +2.4% | 62 | 96.5% | 12% | 4.5 | 18 | $950 | researched Sep 26 |
| 39354 | Preston | $135,000 | $88 | +2.4% | 92 | 96.5% | 12% | 6.8 | 14 | $850 | researched Sep 26 |
| 39358 | Scooba | $145,000 | $88 | +2.4% | 72 | 96.5% | 8% | 5.2 | 14 | $845 | researched Sep 26 |
| 39359 | Sebastopol | $100,000 | $89 | — | — | — | — | — | — | $821 | researched Sep 26 |
| 39361 | Shuqualak | $344,480 | $193 | -2.9% | 61 | — | — | — | 135 | $911 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county faces economic challenges with a labor force participation rate of approximately 50.6% and an unemployment rate of 5.5%.
The rental market is characterized by low costs with a median gross rent of $470 per month.
The local economy is constrained with a high poverty rate of 24.6% and limited educational attainment, with only 17.8% of the population holding a bachelor's degree or higher.
- Pearl River Resort4.128.8 mi
- Pearl River Resort4.128.8 mi
- Atrium Mini Mall4.627 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data aggregated from Census ACS, Data USA, and World Population Review.
applies when — Parcels located within a district created by petition of property owners
Imposes additional assessments on parcels falling under the purview of homeowners' associations or improvement districts.
Miss. Code Ann. Section 21-33-561.
applies when — Default on a mortgage or deed of trust containing a power-of-sale clause
Allows for foreclosure without court intervention; requires publication of notice of the foreclosure sale in a newspaper in the county where the property is located.
Standard practice under Mississippi law for deeds of trust.
applies when — Transfer of residential real property by a seller
Requires the transferor to provide a written disclosure statement regarding the condition of the property to the transferee, subject to specific statutory exemptions.
Governed by Miss. Code Ann. Sections 89-1-501 through 89-1-523; amended by HB 1271 (2024).
Formula: (True Value × Assessment Ratio) × Millage Rate = Taxes. Class I (single-family owner-occupied) is assessed at a 10% ratio. Homestead exemptions for homeowners over 65 or disabled provide an exemption on the first $7,500 of assessed value.
Governed by Miss. Code Ann. Sections 27-35-1 through 27-35-167; assessments updated at least every four years.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.