The story of this market
The typical home in Delaware County, Oklahoma sells for about $388,000, or $204 per square foot.
Prices are down 7.6% from a year ago, which gives buyers more room to negotiate. Homes take about 88 days to sell, which is slow. Over the long run, values in this county have grown 82% since 2000. Last year 4 of 9 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $980 a month.
HUD sets the fair market rent for a 2-bedroom at $980 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+13.1%). Worst: 2002 (-2.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,266
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 9 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
89
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $29,945,923.
Mortgage activity
Home lending in this county
74%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1528 | 789 | 74% | 9.1% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Delaware County, Oklahoma
The Delaware County housing market is currently experiencing a cooling phase, characterized by a year-over-year decline in median sale prices. Elevated inventory levels relative to sales volume suggest a shift toward a buyer-favorable environment.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 13 ZIP reports
Median prices moved up 2.9% year over year.
Homes spend a median of 73 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 69.09% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 18.3% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 10 researched ZIP reports of 13 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 20
researched Sep 21
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 20
researched Sep 28
| 74330 | Adair | $160,500 | $162 | +3.2% | 84 | 96.5% | 12.5% | 6.2 | 42 | $950 | researched Sep 28 |
| 74333 | Bluejacket | $285,000 | $105 | 0% | 31 | — | — | — | 24 | $738 | researched Sep 20 |
| 74338 | Colcord | $299,000 | $165 | +16.2% | 88 | 96.5% | 12% | 8.2 | 41 | $793 | researched Sep 21 |
| 74344 | Grove | $285,000 | $189 | +6% | 73 | 97% | — | — | 296 | $1,400 | researched Sep 28 |
| 74345 | Grove | $299,500 | $164 | +2.3% | 55 | — | — | — | 104 | $1,400 | researched Sep 28 |
| 74346 | Jay | $237,030 | $128 | +1.8% | 62 | 96.5% | 12% | 6.4 | 48 | $950 | researched Sep 28 |
| 74347 | Kansas | $215,000 | $119 | +2.1% | 71 | 96% | 12% | 8 | 120 | $846 | researched Sep 28 |
| 74350 | Langley | $245,000 | $158 | +4.2% | 82 | 96% | 12% | 8 | 48 | $1,150 | researched Sep 28 |
| 74354 | Miami | $165,000 | $108 | +3.1% | 78 | 96.2% | 12.5% | 5.4 | 118 | $830 | researched Sep 20 |
| 74361 | Pryor | $292,000 | $150 | -16.8% | 65 | 97.6% | 2.4% | 1 | 14 | $1,150 | researched Sep 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The region faces risks associated with severe weather, including wind and storm events common to the Oklahoma plains.
Economic momentum is driven by regional tourism and recreation, particularly around Grand Lake, with limited large-scale industrial infrastructure.
Property taxes are assessed at the county level based on fair cash value, with exemptions available for homesteads and veterans.
The local economy is heavily influenced by the tourism and hospitality sectors, particularly around Grand Lake O' the Cherokees.
Transportation is primarily reliant on personal vehicles via state highway corridors; public transit infrastructure is minimal.
The Delaware County Assessor's office manages property valuations, with assessments typically updated annually to reflect market conditions.
Parcels may be subject to various school district levies and potential rural fire protection district assessments.
Property insurance premiums are influenced by regional exposure to severe weather and wind-related hazards.
- Flint Creek Water Park4.517.5 mi
- Natural Falls State Park4.619 mi
- Grand Lake Casino3.817 mi
- River Ranch Resort4.319.7 mi
- Benton County Fairgrounds & Expo4.229.4 mi
- Rocklahoma4.726.4 mi
- Natural Falls State Park4.619 mi
- Grand Lake Casino3.817 mi
- Little Blue State Park4.611.3 mi
- Can Do Hardware4.819.7 mi
- Cherokee Casino Grove3.816 mi
- Bluff Dwellers Cave4.919.1 mi
- Har-Ber Village Museum4.810.5 mi
- AR-MO-OK Tri-State Marker4.511.8 mi
- Cherokee Nation Anna Mitchell Cultural & Welcome Center4.923.3 mi
- Saline Courthouse Museum4.818.7 mi
- Natural Falls State Park4.619 mi
- Little Blue State Park4.611.3 mi
- Flint Creek Water Park4.517.5 mi
- Bernice Area at Grand Lake State Park4.514.8 mi
- Wolf Creek Park and Boating Facility4.612.4 mi
- Shangri-La Resort4.59.4 mi
- Cherokee Yacht Club4.511.6 mi
- Honey Creek Landing Marina4.710.1 mi
- Shangri-La Resort4.59.4 mi
- Patricia Island Country Club4.511.6 mi
- Flint Ridge Resort of Kansas Oklahoma4.518.7 mi
- Dollar General412.2 mi
- Dollar General4.215.9 mi
- Northwest Arkansas National Airport4.329.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from US Census Bureau QuickFacts and ACS 5-year estimates.
Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.
Oklahoma Statutes Title 60, Sections 125-127
Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).
Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code
Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.